LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,900
−HK$5,575/mo
▼ 0.25% · 3.875%
HK$91,665
−HK$2,810/mo
Today · 4.125%
HK$94,475
baseline
▲ 0.50% · 4.625%
HK$100,223
+HK$5,748/mo
Deposit HK$19.49M · loan HK$19.49M · min. income ≈ HK$188,950/mo (50% DSR)
Upfront cash ≈ HK$21.15M (deposit + AVD stamp duty HK$1,656,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,900
−HK$5,344/mo
▼ 0.25% · 3.875%
HK$101,553
−HK$2,691/mo
Today · 4.125%
HK$104,244
baseline
▲ 0.50% · 4.625%
HK$109,738
+HK$5,494/mo
Deposit HK$19.49M · loan HK$19.49M · min. income ≈ HK$208,488/mo (50% DSR)
Upfront cash ≈ HK$21.15M (deposit + AVD stamp duty HK$1,656,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,680
−HK$6,690/mo
▼ 0.25% · 3.875%
HK$109,998
−HK$3,372/mo
Today · 4.125%
HK$113,370
baseline
▲ 0.50% · 4.625%
HK$120,268
+HK$6,898/mo
Deposit HK$15.59M · loan HK$23.39M · min. income ≈ HK$226,740/mo (50% DSR)
Upfront cash ≈ HK$17.25M (deposit + AVD stamp duty HK$1,656,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,680
−HK$6,412/mo
▼ 0.25% · 3.875%
HK$121,863
−HK$3,229/mo
Today · 4.125%
HK$125,092
baseline
▲ 0.50% · 4.625%
HK$131,686
+HK$6,594/mo
Deposit HK$15.59M · loan HK$23.39M · min. income ≈ HK$250,184/mo (50% DSR)
Upfront cash ≈ HK$17.25M (deposit + AVD stamp duty HK$1,656,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,460
−HK$7,805/mo
▼ 0.25% · 3.875%
HK$128,331
−HK$3,934/mo
Today · 4.125%
HK$132,265
baseline
▲ 0.50% · 4.625%
HK$140,313
+HK$8,048/mo
Deposit HK$11.70M · loan HK$27.29M · min. income ≈ HK$264,530/mo (50% DSR)
Upfront cash ≈ HK$13.35M (deposit + AVD stamp duty HK$1,656,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,460
−HK$7,481/mo
▼ 0.25% · 3.875%
HK$142,174
−HK$3,767/mo
Today · 4.125%
HK$145,941
baseline
▲ 0.50% · 4.625%
HK$153,634
+HK$7,693/mo
Deposit HK$11.70M · loan HK$27.29M · min. income ≈ HK$291,882/mo (50% DSR)
Upfront cash ≈ HK$13.35M (deposit + AVD stamp duty HK$1,656,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,020
−HK$10,034/mo
▼ 0.25% · 3.875%
HK$164,997
−HK$5,057/mo
Today · 4.125%
HK$170,054
baseline
▲ 0.50% · 4.625%
HK$180,402
+HK$10,348/mo
Deposit HK$3.90M · loan HK$35.09M · min. income ≈ HK$340,108/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$1,656,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,020
−HK$9,618/mo
▼ 0.25% · 3.875%
HK$182,795
−HK$4,843/mo
Today · 4.125%
HK$187,638
baseline
▲ 0.50% · 4.625%
HK$197,529
+HK$9,891/mo
Deposit HK$3.90M · loan HK$35.09M · min. income ≈ HK$375,276/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$1,656,939 · Scale 2, in force from 26 Feb 2026)