LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,914
−HK$5,576/mo
▼ 0.25% · 3.875%
HK$91,680
−HK$2,810/mo
Today · 4.125%
HK$94,490
baseline
▲ 0.50% · 4.625%
HK$100,240
+HK$5,750/mo
Deposit HK$19.50M · loan HK$19.50M · min. income ≈ HK$188,980/mo (50% DSR)
Upfront cash ≈ HK$21.15M (deposit + AVD stamp duty HK$1,657,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,916
−HK$5,345/mo
▼ 0.25% · 3.875%
HK$101,569
−HK$2,692/mo
Today · 4.125%
HK$104,261
baseline
▲ 0.50% · 4.625%
HK$109,756
+HK$5,495/mo
Deposit HK$19.50M · loan HK$19.50M · min. income ≈ HK$208,522/mo (50% DSR)
Upfront cash ≈ HK$21.15M (deposit + AVD stamp duty HK$1,657,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,697
−HK$6,691/mo
▼ 0.25% · 3.875%
HK$110,016
−HK$3,372/mo
Today · 4.125%
HK$113,388
baseline
▲ 0.50% · 4.625%
HK$120,288
+HK$6,900/mo
Deposit HK$15.60M · loan HK$23.40M · min. income ≈ HK$226,776/mo (50% DSR)
Upfront cash ≈ HK$17.25M (deposit + AVD stamp duty HK$1,657,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,700
−HK$6,413/mo
▼ 0.25% · 3.875%
HK$121,883
−HK$3,230/mo
Today · 4.125%
HK$125,113
baseline
▲ 0.50% · 4.625%
HK$131,708
+HK$6,595/mo
Deposit HK$15.60M · loan HK$23.40M · min. income ≈ HK$250,226/mo (50% DSR)
Upfront cash ≈ HK$17.25M (deposit + AVD stamp duty HK$1,657,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,480
−HK$7,806/mo
▼ 0.25% · 3.875%
HK$128,352
−HK$3,934/mo
Today · 4.125%
HK$132,286
baseline
▲ 0.50% · 4.625%
HK$140,335
+HK$8,049/mo
Deposit HK$11.70M · loan HK$27.30M · min. income ≈ HK$264,572/mo (50% DSR)
Upfront cash ≈ HK$13.36M (deposit + AVD stamp duty HK$1,657,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,483
−HK$7,482/mo
▼ 0.25% · 3.875%
HK$142,197
−HK$3,768/mo
Today · 4.125%
HK$145,965
baseline
▲ 0.50% · 4.625%
HK$153,659
+HK$7,694/mo
Deposit HK$11.70M · loan HK$27.30M · min. income ≈ HK$291,930/mo (50% DSR)
Upfront cash ≈ HK$13.36M (deposit + AVD stamp duty HK$1,657,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,046
−HK$10,036/mo
▼ 0.25% · 3.875%
HK$165,024
−HK$5,058/mo
Today · 4.125%
HK$170,082
baseline
▲ 0.50% · 4.625%
HK$180,431
+HK$10,349/mo
Deposit HK$3.90M · loan HK$35.09M · min. income ≈ HK$340,164/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$1,657,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,050
−HK$9,619/mo
▼ 0.25% · 3.875%
HK$182,825
−HK$4,844/mo
Today · 4.125%
HK$187,669
baseline
▲ 0.50% · 4.625%
HK$197,561
+HK$9,892/mo
Deposit HK$3.90M · loan HK$35.09M · min. income ≈ HK$375,338/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$1,657,210 · Scale 2, in force from 26 Feb 2026)