LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,915
−HK$5,576/mo
▼ 0.25% · 3.875%
HK$91,681
−HK$2,810/mo
Today · 4.125%
HK$94,491
baseline
▲ 0.50% · 4.625%
HK$100,240
+HK$5,749/mo
Deposit HK$19.50M · loan HK$19.50M · min. income ≈ HK$188,982/mo (50% DSR)
Upfront cash ≈ HK$21.15M (deposit + AVD stamp duty HK$1,657,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,917
−HK$5,344/mo
▼ 0.25% · 3.875%
HK$101,570
−HK$2,691/mo
Today · 4.125%
HK$104,261
baseline
▲ 0.50% · 4.625%
HK$109,757
+HK$5,496/mo
Deposit HK$19.50M · loan HK$19.50M · min. income ≈ HK$208,522/mo (50% DSR)
Upfront cash ≈ HK$21.15M (deposit + AVD stamp duty HK$1,657,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,698
−HK$6,691/mo
▼ 0.25% · 3.875%
HK$110,017
−HK$3,372/mo
Today · 4.125%
HK$113,389
baseline
▲ 0.50% · 4.625%
HK$120,288
+HK$6,899/mo
Deposit HK$15.60M · loan HK$23.40M · min. income ≈ HK$226,778/mo (50% DSR)
Upfront cash ≈ HK$17.25M (deposit + AVD stamp duty HK$1,657,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,700
−HK$6,413/mo
▼ 0.25% · 3.875%
HK$121,884
−HK$3,229/mo
Today · 4.125%
HK$125,113
baseline
▲ 0.50% · 4.625%
HK$131,708
+HK$6,595/mo
Deposit HK$15.60M · loan HK$23.40M · min. income ≈ HK$250,226/mo (50% DSR)
Upfront cash ≈ HK$17.25M (deposit + AVD stamp duty HK$1,657,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,481
−HK$7,806/mo
▼ 0.25% · 3.875%
HK$128,353
−HK$3,934/mo
Today · 4.125%
HK$132,287
baseline
▲ 0.50% · 4.625%
HK$140,336
+HK$8,049/mo
Deposit HK$11.70M · loan HK$27.30M · min. income ≈ HK$264,574/mo (50% DSR)
Upfront cash ≈ HK$13.36M (deposit + AVD stamp duty HK$1,657,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,484
−HK$7,481/mo
▼ 0.25% · 3.875%
HK$142,198
−HK$3,767/mo
Today · 4.125%
HK$145,965
baseline
▲ 0.50% · 4.625%
HK$153,659
+HK$7,694/mo
Deposit HK$11.70M · loan HK$27.30M · min. income ≈ HK$291,930/mo (50% DSR)
Upfront cash ≈ HK$13.36M (deposit + AVD stamp duty HK$1,657,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,047
−HK$10,036/mo
▼ 0.25% · 3.875%
HK$165,025
−HK$5,058/mo
Today · 4.125%
HK$170,083
baseline
▲ 0.50% · 4.625%
HK$180,432
+HK$10,349/mo
Deposit HK$3.90M · loan HK$35.09M · min. income ≈ HK$340,166/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$1,657,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,050
−HK$9,620/mo
▼ 0.25% · 3.875%
HK$182,825
−HK$4,845/mo
Today · 4.125%
HK$187,670
baseline
▲ 0.50% · 4.625%
HK$197,562
+HK$9,892/mo
Deposit HK$3.90M · loan HK$35.09M · min. income ≈ HK$375,340/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$1,657,217 · Scale 2, in force from 26 Feb 2026)