LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,917
−HK$5,576/mo
▼ 0.25% · 3.875%
HK$91,683
−HK$2,810/mo
Today · 4.125%
HK$94,493
baseline
▲ 0.50% · 4.625%
HK$100,243
+HK$5,750/mo
Deposit HK$19.50M · loan HK$19.50M · min. income ≈ HK$188,986/mo (50% DSR)
Upfront cash ≈ HK$21.15M (deposit + AVD stamp duty HK$1,657,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,920
−HK$5,344/mo
▼ 0.25% · 3.875%
HK$101,573
−HK$2,691/mo
Today · 4.125%
HK$104,264
baseline
▲ 0.50% · 4.625%
HK$109,760
+HK$5,496/mo
Deposit HK$19.50M · loan HK$19.50M · min. income ≈ HK$208,528/mo (50% DSR)
Upfront cash ≈ HK$21.15M (deposit + AVD stamp duty HK$1,657,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,701
−HK$6,691/mo
▼ 0.25% · 3.875%
HK$110,020
−HK$3,372/mo
Today · 4.125%
HK$113,392
baseline
▲ 0.50% · 4.625%
HK$120,292
+HK$6,900/mo
Deposit HK$15.60M · loan HK$23.40M · min. income ≈ HK$226,784/mo (50% DSR)
Upfront cash ≈ HK$17.26M (deposit + AVD stamp duty HK$1,657,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,704
−HK$6,413/mo
▼ 0.25% · 3.875%
HK$121,887
−HK$3,230/mo
Today · 4.125%
HK$125,117
baseline
▲ 0.50% · 4.625%
HK$131,712
+HK$6,595/mo
Deposit HK$15.60M · loan HK$23.40M · min. income ≈ HK$250,234/mo (50% DSR)
Upfront cash ≈ HK$17.26M (deposit + AVD stamp duty HK$1,657,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,484
−HK$7,807/mo
▼ 0.25% · 3.875%
HK$128,357
−HK$3,934/mo
Today · 4.125%
HK$132,291
baseline
▲ 0.50% · 4.625%
HK$140,340
+HK$8,049/mo
Deposit HK$11.70M · loan HK$27.30M · min. income ≈ HK$264,582/mo (50% DSR)
Upfront cash ≈ HK$13.36M (deposit + AVD stamp duty HK$1,657,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,488
−HK$7,482/mo
▼ 0.25% · 3.875%
HK$142,202
−HK$3,768/mo
Today · 4.125%
HK$145,970
baseline
▲ 0.50% · 4.625%
HK$153,664
+HK$7,694/mo
Deposit HK$11.70M · loan HK$27.30M · min. income ≈ HK$291,940/mo (50% DSR)
Upfront cash ≈ HK$13.36M (deposit + AVD stamp duty HK$1,657,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,051
−HK$10,037/mo
▼ 0.25% · 3.875%
HK$165,030
−HK$5,058/mo
Today · 4.125%
HK$170,088
baseline
▲ 0.50% · 4.625%
HK$180,438
+HK$10,350/mo
Deposit HK$3.90M · loan HK$35.10M · min. income ≈ HK$340,176/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$1,657,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,056
−HK$9,619/mo
▼ 0.25% · 3.875%
HK$182,831
−HK$4,844/mo
Today · 4.125%
HK$187,675
baseline
▲ 0.50% · 4.625%
HK$197,568
+HK$9,893/mo
Deposit HK$3.90M · loan HK$35.10M · min. income ≈ HK$375,350/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$1,657,267 · Scale 2, in force from 26 Feb 2026)