LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,921
−HK$5,576/mo
▼ 0.25% · 3.875%
HK$91,687
−HK$2,810/mo
Today · 4.125%
HK$94,497
baseline
▲ 0.50% · 4.625%
HK$100,247
+HK$5,750/mo
Deposit HK$19.50M · loan HK$19.50M · min. income ≈ HK$188,994/mo (50% DSR)
Upfront cash ≈ HK$21.16M (deposit + AVD stamp duty HK$1,657,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,924
−HK$5,344/mo
▼ 0.25% · 3.875%
HK$101,577
−HK$2,691/mo
Today · 4.125%
HK$104,268
baseline
▲ 0.50% · 4.625%
HK$109,764
+HK$5,496/mo
Deposit HK$19.50M · loan HK$19.50M · min. income ≈ HK$208,536/mo (50% DSR)
Upfront cash ≈ HK$21.16M (deposit + AVD stamp duty HK$1,657,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,705
−HK$6,692/mo
▼ 0.25% · 3.875%
HK$110,024
−HK$3,373/mo
Today · 4.125%
HK$113,397
baseline
▲ 0.50% · 4.625%
HK$120,296
+HK$6,899/mo
Deposit HK$15.60M · loan HK$23.40M · min. income ≈ HK$226,794/mo (50% DSR)
Upfront cash ≈ HK$17.26M (deposit + AVD stamp duty HK$1,657,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,708
−HK$6,414/mo
▼ 0.25% · 3.875%
HK$121,892
−HK$3,230/mo
Today · 4.125%
HK$125,122
baseline
▲ 0.50% · 4.625%
HK$131,717
+HK$6,595/mo
Deposit HK$15.60M · loan HK$23.40M · min. income ≈ HK$250,244/mo (50% DSR)
Upfront cash ≈ HK$17.26M (deposit + AVD stamp duty HK$1,657,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,489
−HK$7,807/mo
▼ 0.25% · 3.875%
HK$128,362
−HK$3,934/mo
Today · 4.125%
HK$132,296
baseline
▲ 0.50% · 4.625%
HK$140,346
+HK$8,050/mo
Deposit HK$11.70M · loan HK$27.30M · min. income ≈ HK$264,592/mo (50% DSR)
Upfront cash ≈ HK$13.36M (deposit + AVD stamp duty HK$1,657,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,493
−HK$7,483/mo
▼ 0.25% · 3.875%
HK$142,208
−HK$3,768/mo
Today · 4.125%
HK$145,976
baseline
▲ 0.50% · 4.625%
HK$153,670
+HK$7,694/mo
Deposit HK$11.70M · loan HK$27.30M · min. income ≈ HK$291,952/mo (50% DSR)
Upfront cash ≈ HK$13.36M (deposit + AVD stamp duty HK$1,657,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,058
−HK$10,037/mo
▼ 0.25% · 3.875%
HK$165,036
−HK$5,059/mo
Today · 4.125%
HK$170,095
baseline
▲ 0.50% · 4.625%
HK$180,445
+HK$10,350/mo
Deposit HK$3.90M · loan HK$35.10M · min. income ≈ HK$340,190/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$1,657,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,063
−HK$9,620/mo
▼ 0.25% · 3.875%
HK$182,838
−HK$4,845/mo
Today · 4.125%
HK$187,683
baseline
▲ 0.50% · 4.625%
HK$197,576
+HK$9,893/mo
Deposit HK$3.90M · loan HK$35.10M · min. income ≈ HK$375,366/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$1,657,333 · Scale 2, in force from 26 Feb 2026)