LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,927
−HK$5,576/mo
▼ 0.25% · 3.875%
HK$91,693
−HK$2,810/mo
Today · 4.125%
HK$94,503
baseline
▲ 0.50% · 4.625%
HK$100,254
+HK$5,751/mo
Deposit HK$19.50M · loan HK$19.50M · min. income ≈ HK$189,006/mo (50% DSR)
Upfront cash ≈ HK$21.16M (deposit + AVD stamp duty HK$1,657,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,930
−HK$5,345/mo
▼ 0.25% · 3.875%
HK$101,584
−HK$2,691/mo
Today · 4.125%
HK$104,275
baseline
▲ 0.50% · 4.625%
HK$109,772
+HK$5,497/mo
Deposit HK$19.50M · loan HK$19.50M · min. income ≈ HK$208,550/mo (50% DSR)
Upfront cash ≈ HK$21.16M (deposit + AVD stamp duty HK$1,657,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,712
−HK$6,692/mo
▼ 0.25% · 3.875%
HK$110,032
−HK$3,372/mo
Today · 4.125%
HK$113,404
baseline
▲ 0.50% · 4.625%
HK$120,304
+HK$6,900/mo
Deposit HK$15.60M · loan HK$23.40M · min. income ≈ HK$226,808/mo (50% DSR)
Upfront cash ≈ HK$17.26M (deposit + AVD stamp duty HK$1,657,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,716
−HK$6,414/mo
▼ 0.25% · 3.875%
HK$121,900
−HK$3,230/mo
Today · 4.125%
HK$125,130
baseline
▲ 0.50% · 4.625%
HK$131,726
+HK$6,596/mo
Deposit HK$15.60M · loan HK$23.40M · min. income ≈ HK$250,260/mo (50% DSR)
Upfront cash ≈ HK$17.26M (deposit + AVD stamp duty HK$1,657,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,498
−HK$7,807/mo
▼ 0.25% · 3.875%
HK$128,370
−HK$3,935/mo
Today · 4.125%
HK$132,305
baseline
▲ 0.50% · 4.625%
HK$140,355
+HK$8,050/mo
Deposit HK$11.70M · loan HK$27.30M · min. income ≈ HK$264,610/mo (50% DSR)
Upfront cash ≈ HK$13.36M (deposit + AVD stamp duty HK$1,657,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,502
−HK$7,483/mo
▼ 0.25% · 3.875%
HK$142,217
−HK$3,768/mo
Today · 4.125%
HK$145,985
baseline
▲ 0.50% · 4.625%
HK$153,680
+HK$7,695/mo
Deposit HK$11.70M · loan HK$27.30M · min. income ≈ HK$291,970/mo (50% DSR)
Upfront cash ≈ HK$13.36M (deposit + AVD stamp duty HK$1,657,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,068
−HK$10,038/mo
▼ 0.25% · 3.875%
HK$165,047
−HK$5,059/mo
Today · 4.125%
HK$170,106
baseline
▲ 0.50% · 4.625%
HK$180,457
+HK$10,351/mo
Deposit HK$3.90M · loan HK$35.10M · min. income ≈ HK$340,212/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$1,657,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,075
−HK$9,620/mo
▼ 0.25% · 3.875%
HK$182,850
−HK$4,845/mo
Today · 4.125%
HK$187,695
baseline
▲ 0.50% · 4.625%
HK$197,589
+HK$9,894/mo
Deposit HK$3.90M · loan HK$35.10M · min. income ≈ HK$375,390/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$1,657,443 · Scale 2, in force from 26 Feb 2026)