LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,934
−HK$5,577/mo
▼ 0.25% · 3.875%
HK$91,700
−HK$2,811/mo
Today · 4.125%
HK$94,511
baseline
▲ 0.50% · 4.625%
HK$100,261
+HK$5,750/mo
Deposit HK$19.50M · loan HK$19.50M · min. income ≈ HK$189,022/mo (50% DSR)
Upfront cash ≈ HK$21.16M (deposit + AVD stamp duty HK$1,657,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,938
−HK$5,345/mo
▼ 0.25% · 3.875%
HK$101,591
−HK$2,692/mo
Today · 4.125%
HK$104,283
baseline
▲ 0.50% · 4.625%
HK$109,780
+HK$5,497/mo
Deposit HK$19.50M · loan HK$19.50M · min. income ≈ HK$208,566/mo (50% DSR)
Upfront cash ≈ HK$21.16M (deposit + AVD stamp duty HK$1,657,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,721
−HK$6,692/mo
▼ 0.25% · 3.875%
HK$110,040
−HK$3,373/mo
Today · 4.125%
HK$113,413
baseline
▲ 0.50% · 4.625%
HK$120,314
+HK$6,901/mo
Deposit HK$15.60M · loan HK$23.40M · min. income ≈ HK$226,826/mo (50% DSR)
Upfront cash ≈ HK$17.26M (deposit + AVD stamp duty HK$1,657,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,726
−HK$6,414/mo
▼ 0.25% · 3.875%
HK$121,910
−HK$3,230/mo
Today · 4.125%
HK$125,140
baseline
▲ 0.50% · 4.625%
HK$131,736
+HK$6,596/mo
Deposit HK$15.60M · loan HK$23.40M · min. income ≈ HK$250,280/mo (50% DSR)
Upfront cash ≈ HK$17.26M (deposit + AVD stamp duty HK$1,657,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,507
−HK$7,808/mo
▼ 0.25% · 3.875%
HK$128,380
−HK$3,935/mo
Today · 4.125%
HK$132,315
baseline
▲ 0.50% · 4.625%
HK$140,366
+HK$8,051/mo
Deposit HK$11.70M · loan HK$27.30M · min. income ≈ HK$264,630/mo (50% DSR)
Upfront cash ≈ HK$13.36M (deposit + AVD stamp duty HK$1,657,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,513
−HK$7,484/mo
▼ 0.25% · 3.875%
HK$142,228
−HK$3,769/mo
Today · 4.125%
HK$145,997
baseline
▲ 0.50% · 4.625%
HK$153,692
+HK$7,695/mo
Deposit HK$11.70M · loan HK$27.30M · min. income ≈ HK$291,994/mo (50% DSR)
Upfront cash ≈ HK$13.36M (deposit + AVD stamp duty HK$1,657,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,081
−HK$10,038/mo
▼ 0.25% · 3.875%
HK$165,060
−HK$5,059/mo
Today · 4.125%
HK$170,119
baseline
▲ 0.50% · 4.625%
HK$180,471
+HK$10,352/mo
Deposit HK$3.90M · loan HK$35.10M · min. income ≈ HK$340,238/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$1,657,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,088
−HK$9,622/mo
▼ 0.25% · 3.875%
HK$182,865
−HK$4,845/mo
Today · 4.125%
HK$187,710
baseline
▲ 0.50% · 4.625%
HK$197,604
+HK$9,894/mo
Deposit HK$3.90M · loan HK$35.10M · min. income ≈ HK$375,420/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$1,657,571 · Scale 2, in force from 26 Feb 2026)