LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,938
−HK$5,577/mo
▼ 0.25% · 3.875%
HK$91,704
−HK$2,811/mo
Today · 4.125%
HK$94,515
baseline
▲ 0.50% · 4.625%
HK$100,266
+HK$5,751/mo
Deposit HK$19.50M · loan HK$19.50M · min. income ≈ HK$189,030/mo (50% DSR)
Upfront cash ≈ HK$21.16M (deposit + AVD stamp duty HK$1,657,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,943
−HK$5,345/mo
▼ 0.25% · 3.875%
HK$101,596
−HK$2,692/mo
Today · 4.125%
HK$104,288
baseline
▲ 0.50% · 4.625%
HK$109,785
+HK$5,497/mo
Deposit HK$19.50M · loan HK$19.50M · min. income ≈ HK$208,576/mo (50% DSR)
Upfront cash ≈ HK$21.16M (deposit + AVD stamp duty HK$1,657,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,726
−HK$6,692/mo
▼ 0.25% · 3.875%
HK$110,045
−HK$3,373/mo
Today · 4.125%
HK$113,418
baseline
▲ 0.50% · 4.625%
HK$120,319
+HK$6,901/mo
Deposit HK$15.60M · loan HK$23.40M · min. income ≈ HK$226,836/mo (50% DSR)
Upfront cash ≈ HK$17.26M (deposit + AVD stamp duty HK$1,657,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,731
−HK$6,415/mo
▼ 0.25% · 3.875%
HK$121,915
−HK$3,231/mo
Today · 4.125%
HK$125,146
baseline
▲ 0.50% · 4.625%
HK$131,742
+HK$6,596/mo
Deposit HK$15.60M · loan HK$23.40M · min. income ≈ HK$250,292/mo (50% DSR)
Upfront cash ≈ HK$17.26M (deposit + AVD stamp duty HK$1,657,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,513
−HK$7,808/mo
▼ 0.25% · 3.875%
HK$128,386
−HK$3,935/mo
Today · 4.125%
HK$132,321
baseline
▲ 0.50% · 4.625%
HK$140,373
+HK$8,052/mo
Deposit HK$11.70M · loan HK$27.30M · min. income ≈ HK$264,642/mo (50% DSR)
Upfront cash ≈ HK$13.36M (deposit + AVD stamp duty HK$1,657,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,520
−HK$7,483/mo
▼ 0.25% · 3.875%
HK$142,235
−HK$3,768/mo
Today · 4.125%
HK$146,003
baseline
▲ 0.50% · 4.625%
HK$153,699
+HK$7,696/mo
Deposit HK$11.70M · loan HK$27.30M · min. income ≈ HK$292,006/mo (50% DSR)
Upfront cash ≈ HK$13.36M (deposit + AVD stamp duty HK$1,657,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,088
−HK$10,039/mo
▼ 0.25% · 3.875%
HK$165,068
−HK$5,059/mo
Today · 4.125%
HK$170,127
baseline
▲ 0.50% · 4.625%
HK$180,479
+HK$10,352/mo
Deposit HK$3.90M · loan HK$35.10M · min. income ≈ HK$340,254/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$1,657,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,097
−HK$9,622/mo
▼ 0.25% · 3.875%
HK$182,873
−HK$4,846/mo
Today · 4.125%
HK$187,719
baseline
▲ 0.50% · 4.625%
HK$197,614
+HK$9,895/mo
Deposit HK$3.90M · loan HK$35.10M · min. income ≈ HK$375,438/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$1,657,649 · Scale 2, in force from 26 Feb 2026)