LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,939
−HK$5,578/mo
▼ 0.25% · 3.875%
HK$91,706
−HK$2,811/mo
Today · 4.125%
HK$94,517
baseline
▲ 0.50% · 4.625%
HK$100,268
+HK$5,751/mo
Deposit HK$19.50M · loan HK$19.50M · min. income ≈ HK$189,034/mo (50% DSR)
Upfront cash ≈ HK$21.16M (deposit + AVD stamp duty HK$1,657,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,944
−HK$5,346/mo
▼ 0.25% · 3.875%
HK$101,598
−HK$2,692/mo
Today · 4.125%
HK$104,290
baseline
▲ 0.50% · 4.625%
HK$109,787
+HK$5,497/mo
Deposit HK$19.50M · loan HK$19.50M · min. income ≈ HK$208,580/mo (50% DSR)
Upfront cash ≈ HK$21.16M (deposit + AVD stamp duty HK$1,657,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,727
−HK$6,693/mo
▼ 0.25% · 3.875%
HK$110,047
−HK$3,373/mo
Today · 4.125%
HK$113,420
baseline
▲ 0.50% · 4.625%
HK$120,321
+HK$6,901/mo
Deposit HK$15.60M · loan HK$23.40M · min. income ≈ HK$226,840/mo (50% DSR)
Upfront cash ≈ HK$17.26M (deposit + AVD stamp duty HK$1,657,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,733
−HK$6,415/mo
▼ 0.25% · 3.875%
HK$121,917
−HK$3,231/mo
Today · 4.125%
HK$125,148
baseline
▲ 0.50% · 4.625%
HK$131,745
+HK$6,597/mo
Deposit HK$15.60M · loan HK$23.40M · min. income ≈ HK$250,296/mo (50% DSR)
Upfront cash ≈ HK$17.26M (deposit + AVD stamp duty HK$1,657,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,515
−HK$7,808/mo
▼ 0.25% · 3.875%
HK$128,388
−HK$3,935/mo
Today · 4.125%
HK$132,323
baseline
▲ 0.50% · 4.625%
HK$140,375
+HK$8,052/mo
Deposit HK$11.70M · loan HK$27.30M · min. income ≈ HK$264,646/mo (50% DSR)
Upfront cash ≈ HK$13.36M (deposit + AVD stamp duty HK$1,657,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,522
−HK$7,484/mo
▼ 0.25% · 3.875%
HK$142,237
−HK$3,769/mo
Today · 4.125%
HK$146,006
baseline
▲ 0.50% · 4.625%
HK$153,702
+HK$7,696/mo
Deposit HK$11.70M · loan HK$27.30M · min. income ≈ HK$292,012/mo (50% DSR)
Upfront cash ≈ HK$13.36M (deposit + AVD stamp duty HK$1,657,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,091
−HK$10,039/mo
▼ 0.25% · 3.875%
HK$165,071
−HK$5,059/mo
Today · 4.125%
HK$170,130
baseline
▲ 0.50% · 4.625%
HK$180,482
+HK$10,352/mo
Deposit HK$3.90M · loan HK$35.10M · min. income ≈ HK$340,260/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$1,657,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,100
−HK$9,622/mo
▼ 0.25% · 3.875%
HK$182,876
−HK$4,846/mo
Today · 4.125%
HK$187,722
baseline
▲ 0.50% · 4.625%
HK$197,617
+HK$9,895/mo
Deposit HK$3.90M · loan HK$35.10M · min. income ≈ HK$375,444/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$1,657,676 · Scale 2, in force from 26 Feb 2026)