LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,941
−HK$5,577/mo
▼ 0.25% · 3.875%
HK$91,707
−HK$2,811/mo
Today · 4.125%
HK$94,518
baseline
▲ 0.50% · 4.625%
HK$100,269
+HK$5,751/mo
Deposit HK$19.50M · loan HK$19.50M · min. income ≈ HK$189,036/mo (50% DSR)
Upfront cash ≈ HK$21.16M (deposit + AVD stamp duty HK$1,657,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,945
−HK$5,346/mo
▼ 0.25% · 3.875%
HK$101,599
−HK$2,692/mo
Today · 4.125%
HK$104,291
baseline
▲ 0.50% · 4.625%
HK$109,789
+HK$5,498/mo
Deposit HK$19.50M · loan HK$19.50M · min. income ≈ HK$208,582/mo (50% DSR)
Upfront cash ≈ HK$21.16M (deposit + AVD stamp duty HK$1,657,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,729
−HK$6,692/mo
▼ 0.25% · 3.875%
HK$110,049
−HK$3,372/mo
Today · 4.125%
HK$113,421
baseline
▲ 0.50% · 4.625%
HK$120,323
+HK$6,902/mo
Deposit HK$15.60M · loan HK$23.40M · min. income ≈ HK$226,842/mo (50% DSR)
Upfront cash ≈ HK$17.26M (deposit + AVD stamp duty HK$1,657,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,735
−HK$6,414/mo
▼ 0.25% · 3.875%
HK$121,919
−HK$3,230/mo
Today · 4.125%
HK$125,149
baseline
▲ 0.50% · 4.625%
HK$131,746
+HK$6,597/mo
Deposit HK$15.60M · loan HK$23.40M · min. income ≈ HK$250,298/mo (50% DSR)
Upfront cash ≈ HK$17.26M (deposit + AVD stamp duty HK$1,657,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,517
−HK$7,808/mo
▼ 0.25% · 3.875%
HK$128,390
−HK$3,935/mo
Today · 4.125%
HK$132,325
baseline
▲ 0.50% · 4.625%
HK$140,377
+HK$8,052/mo
Deposit HK$11.70M · loan HK$27.30M · min. income ≈ HK$264,650/mo (50% DSR)
Upfront cash ≈ HK$13.36M (deposit + AVD stamp duty HK$1,657,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,524
−HK$7,484/mo
▼ 0.25% · 3.875%
HK$142,239
−HK$3,769/mo
Today · 4.125%
HK$146,008
baseline
▲ 0.50% · 4.625%
HK$153,704
+HK$7,696/mo
Deposit HK$11.70M · loan HK$27.30M · min. income ≈ HK$292,016/mo (50% DSR)
Upfront cash ≈ HK$13.36M (deposit + AVD stamp duty HK$1,657,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,093
−HK$10,039/mo
▼ 0.25% · 3.875%
HK$165,073
−HK$5,059/mo
Today · 4.125%
HK$170,132
baseline
▲ 0.50% · 4.625%
HK$180,484
+HK$10,352/mo
Deposit HK$3.90M · loan HK$35.10M · min. income ≈ HK$340,264/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$1,657,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,102
−HK$9,622/mo
▼ 0.25% · 3.875%
HK$182,878
−HK$4,846/mo
Today · 4.125%
HK$187,724
baseline
▲ 0.50% · 4.625%
HK$197,619
+HK$9,895/mo
Deposit HK$3.90M · loan HK$35.10M · min. income ≈ HK$375,448/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$1,657,697 · Scale 2, in force from 26 Feb 2026)