LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,945
−HK$5,578/mo
▼ 0.25% · 3.875%
HK$91,712
−HK$2,811/mo
Today · 4.125%
HK$94,523
baseline
▲ 0.50% · 4.625%
HK$100,274
+HK$5,751/mo
Deposit HK$19.50M · loan HK$19.50M · min. income ≈ HK$189,046/mo (50% DSR)
Upfront cash ≈ HK$21.16M (deposit + AVD stamp duty HK$1,657,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,950
−HK$5,346/mo
▼ 0.25% · 3.875%
HK$101,604
−HK$2,692/mo
Today · 4.125%
HK$104,296
baseline
▲ 0.50% · 4.625%
HK$109,794
+HK$5,498/mo
Deposit HK$19.50M · loan HK$19.50M · min. income ≈ HK$208,592/mo (50% DSR)
Upfront cash ≈ HK$21.16M (deposit + AVD stamp duty HK$1,657,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,734
−HK$6,693/mo
▼ 0.25% · 3.875%
HK$110,054
−HK$3,373/mo
Today · 4.125%
HK$113,427
baseline
▲ 0.50% · 4.625%
HK$120,329
+HK$6,902/mo
Deposit HK$15.60M · loan HK$23.40M · min. income ≈ HK$226,854/mo (50% DSR)
Upfront cash ≈ HK$17.26M (deposit + AVD stamp duty HK$1,657,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,740
−HK$6,416/mo
▼ 0.25% · 3.875%
HK$121,925
−HK$3,231/mo
Today · 4.125%
HK$125,156
baseline
▲ 0.50% · 4.625%
HK$131,753
+HK$6,597/mo
Deposit HK$15.60M · loan HK$23.40M · min. income ≈ HK$250,312/mo (50% DSR)
Upfront cash ≈ HK$17.26M (deposit + AVD stamp duty HK$1,657,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,523
−HK$7,809/mo
▼ 0.25% · 3.875%
HK$128,396
−HK$3,936/mo
Today · 4.125%
HK$132,332
baseline
▲ 0.50% · 4.625%
HK$140,384
+HK$8,052/mo
Deposit HK$11.70M · loan HK$27.30M · min. income ≈ HK$264,664/mo (50% DSR)
Upfront cash ≈ HK$13.36M (deposit + AVD stamp duty HK$1,657,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,530
−HK$7,485/mo
▼ 0.25% · 3.875%
HK$142,246
−HK$3,769/mo
Today · 4.125%
HK$146,015
baseline
▲ 0.50% · 4.625%
HK$153,711
+HK$7,696/mo
Deposit HK$11.70M · loan HK$27.30M · min. income ≈ HK$292,030/mo (50% DSR)
Upfront cash ≈ HK$13.36M (deposit + AVD stamp duty HK$1,657,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,101
−HK$10,040/mo
▼ 0.25% · 3.875%
HK$165,081
−HK$5,060/mo
Today · 4.125%
HK$170,141
baseline
▲ 0.50% · 4.625%
HK$180,493
+HK$10,352/mo
Deposit HK$3.90M · loan HK$35.11M · min. income ≈ HK$340,282/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$1,657,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,111
−HK$9,622/mo
▼ 0.25% · 3.875%
HK$182,887
−HK$4,846/mo
Today · 4.125%
HK$187,733
baseline
▲ 0.50% · 4.625%
HK$197,629
+HK$9,896/mo
Deposit HK$3.90M · loan HK$35.11M · min. income ≈ HK$375,466/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$1,657,778 · Scale 2, in force from 26 Feb 2026)