LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,959
−HK$5,579/mo
▼ 0.25% · 3.875%
HK$91,727
−HK$2,811/mo
Today · 4.125%
HK$94,538
baseline
▲ 0.50% · 4.625%
HK$100,290
+HK$5,752/mo
Deposit HK$19.51M · loan HK$19.51M · min. income ≈ HK$189,076/mo (50% DSR)
Upfront cash ≈ HK$21.16M (deposit + AVD stamp duty HK$1,658,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,967
−HK$5,346/mo
▼ 0.25% · 3.875%
HK$101,621
−HK$2,692/mo
Today · 4.125%
HK$104,313
baseline
▲ 0.50% · 4.625%
HK$109,812
+HK$5,499/mo
Deposit HK$19.51M · loan HK$19.51M · min. income ≈ HK$208,626/mo (50% DSR)
Upfront cash ≈ HK$21.16M (deposit + AVD stamp duty HK$1,658,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,751
−HK$6,695/mo
▼ 0.25% · 3.875%
HK$110,072
−HK$3,374/mo
Today · 4.125%
HK$113,446
baseline
▲ 0.50% · 4.625%
HK$120,349
+HK$6,903/mo
Deposit HK$15.61M · loan HK$23.41M · min. income ≈ HK$226,892/mo (50% DSR)
Upfront cash ≈ HK$17.26M (deposit + AVD stamp duty HK$1,658,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,760
−HK$6,416/mo
▼ 0.25% · 3.875%
HK$121,945
−HK$3,231/mo
Today · 4.125%
HK$125,176
baseline
▲ 0.50% · 4.625%
HK$131,774
+HK$6,598/mo
Deposit HK$15.61M · loan HK$23.41M · min. income ≈ HK$250,352/mo (50% DSR)
Upfront cash ≈ HK$17.26M (deposit + AVD stamp duty HK$1,658,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,543
−HK$7,810/mo
▼ 0.25% · 3.875%
HK$128,417
−HK$3,936/mo
Today · 4.125%
HK$132,353
baseline
▲ 0.50% · 4.625%
HK$140,407
+HK$8,054/mo
Deposit HK$11.70M · loan HK$27.31M · min. income ≈ HK$264,706/mo (50% DSR)
Upfront cash ≈ HK$13.36M (deposit + AVD stamp duty HK$1,658,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,553
−HK$7,486/mo
▼ 0.25% · 3.875%
HK$142,269
−HK$3,770/mo
Today · 4.125%
HK$146,039
baseline
▲ 0.50% · 4.625%
HK$153,737
+HK$7,698/mo
Deposit HK$11.70M · loan HK$27.31M · min. income ≈ HK$292,078/mo (50% DSR)
Upfront cash ≈ HK$13.36M (deposit + AVD stamp duty HK$1,658,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,127
−HK$10,041/mo
▼ 0.25% · 3.875%
HK$165,108
−HK$5,060/mo
Today · 4.125%
HK$170,168
baseline
▲ 0.50% · 4.625%
HK$180,523
+HK$10,355/mo
Deposit HK$3.90M · loan HK$35.11M · min. income ≈ HK$340,336/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$1,658,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,140
−HK$9,624/mo
▼ 0.25% · 3.875%
HK$182,917
−HK$4,847/mo
Today · 4.125%
HK$187,764
baseline
▲ 0.50% · 4.625%
HK$197,661
+HK$9,897/mo
Deposit HK$3.90M · loan HK$35.11M · min. income ≈ HK$375,528/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$1,658,050 · Scale 2, in force from 26 Feb 2026)