LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,960
−HK$5,579/mo
▼ 0.25% · 3.875%
HK$91,728
−HK$2,811/mo
Today · 4.125%
HK$94,539
baseline
▲ 0.50% · 4.625%
HK$100,292
+HK$5,753/mo
Deposit HK$19.51M · loan HK$19.51M · min. income ≈ HK$189,078/mo (50% DSR)
Upfront cash ≈ HK$21.16M (deposit + AVD stamp duty HK$1,658,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,968
−HK$5,347/mo
▼ 0.25% · 3.875%
HK$101,622
−HK$2,693/mo
Today · 4.125%
HK$104,315
baseline
▲ 0.50% · 4.625%
HK$109,813
+HK$5,498/mo
Deposit HK$19.51M · loan HK$19.51M · min. income ≈ HK$208,630/mo (50% DSR)
Upfront cash ≈ HK$21.16M (deposit + AVD stamp duty HK$1,658,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,753
−HK$6,694/mo
▼ 0.25% · 3.875%
HK$110,073
−HK$3,374/mo
Today · 4.125%
HK$113,447
baseline
▲ 0.50% · 4.625%
HK$120,350
+HK$6,903/mo
Deposit HK$15.61M · loan HK$23.41M · min. income ≈ HK$226,894/mo (50% DSR)
Upfront cash ≈ HK$17.26M (deposit + AVD stamp duty HK$1,658,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,761
−HK$6,416/mo
▼ 0.25% · 3.875%
HK$121,946
−HK$3,231/mo
Today · 4.125%
HK$125,177
baseline
▲ 0.50% · 4.625%
HK$131,776
+HK$6,599/mo
Deposit HK$15.61M · loan HK$23.41M · min. income ≈ HK$250,354/mo (50% DSR)
Upfront cash ≈ HK$17.26M (deposit + AVD stamp duty HK$1,658,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,545
−HK$7,810/mo
▼ 0.25% · 3.875%
HK$128,419
−HK$3,936/mo
Today · 4.125%
HK$132,355
baseline
▲ 0.50% · 4.625%
HK$140,408
+HK$8,053/mo
Deposit HK$11.70M · loan HK$27.31M · min. income ≈ HK$264,710/mo (50% DSR)
Upfront cash ≈ HK$13.36M (deposit + AVD stamp duty HK$1,658,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,555
−HK$7,485/mo
▼ 0.25% · 3.875%
HK$142,271
−HK$3,769/mo
Today · 4.125%
HK$146,040
baseline
▲ 0.50% · 4.625%
HK$153,738
+HK$7,698/mo
Deposit HK$11.70M · loan HK$27.31M · min. income ≈ HK$292,080/mo (50% DSR)
Upfront cash ≈ HK$13.36M (deposit + AVD stamp duty HK$1,658,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,129
−HK$10,041/mo
▼ 0.25% · 3.875%
HK$165,110
−HK$5,060/mo
Today · 4.125%
HK$170,170
baseline
▲ 0.50% · 4.625%
HK$180,525
+HK$10,355/mo
Deposit HK$3.90M · loan HK$35.11M · min. income ≈ HK$340,340/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$1,658,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,142
−HK$9,624/mo
▼ 0.25% · 3.875%
HK$182,919
−HK$4,847/mo
Today · 4.125%
HK$187,766
baseline
▲ 0.50% · 4.625%
HK$197,664
+HK$9,898/mo
Deposit HK$3.90M · loan HK$35.11M · min. income ≈ HK$375,532/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$1,658,068 · Scale 2, in force from 26 Feb 2026)