LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,981
−HK$5,580/mo
▼ 0.25% · 3.875%
HK$91,749
−HK$2,812/mo
Today · 4.125%
HK$94,561
baseline
▲ 0.50% · 4.625%
HK$100,315
+HK$5,754/mo
Deposit HK$19.51M · loan HK$19.51M · min. income ≈ HK$189,122/mo (50% DSR)
Upfront cash ≈ HK$21.17M (deposit + AVD stamp duty HK$1,658,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,990
−HK$5,349/mo
▼ 0.25% · 3.875%
HK$101,645
−HK$2,694/mo
Today · 4.125%
HK$104,339
baseline
▲ 0.50% · 4.625%
HK$109,838
+HK$5,499/mo
Deposit HK$19.51M · loan HK$19.51M · min. income ≈ HK$208,678/mo (50% DSR)
Upfront cash ≈ HK$21.17M (deposit + AVD stamp duty HK$1,658,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,777
−HK$6,696/mo
▼ 0.25% · 3.875%
HK$110,099
−HK$3,374/mo
Today · 4.125%
HK$113,473
baseline
▲ 0.50% · 4.625%
HK$120,378
+HK$6,905/mo
Deposit HK$15.61M · loan HK$23.41M · min. income ≈ HK$226,946/mo (50% DSR)
Upfront cash ≈ HK$17.27M (deposit + AVD stamp duty HK$1,658,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,789
−HK$6,417/mo
▼ 0.25% · 3.875%
HK$121,974
−HK$3,232/mo
Today · 4.125%
HK$125,206
baseline
▲ 0.50% · 4.625%
HK$131,806
+HK$6,600/mo
Deposit HK$15.61M · loan HK$23.41M · min. income ≈ HK$250,412/mo (50% DSR)
Upfront cash ≈ HK$17.27M (deposit + AVD stamp duty HK$1,658,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,573
−HK$7,812/mo
▼ 0.25% · 3.875%
HK$128,448
−HK$3,937/mo
Today · 4.125%
HK$132,385
baseline
▲ 0.50% · 4.625%
HK$140,441
+HK$8,056/mo
Deposit HK$11.71M · loan HK$27.32M · min. income ≈ HK$264,770/mo (50% DSR)
Upfront cash ≈ HK$13.37M (deposit + AVD stamp duty HK$1,658,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,587
−HK$7,487/mo
▼ 0.25% · 3.875%
HK$142,303
−HK$3,771/mo
Today · 4.125%
HK$146,074
baseline
▲ 0.50% · 4.625%
HK$153,774
+HK$7,700/mo
Deposit HK$11.71M · loan HK$27.32M · min. income ≈ HK$292,148/mo (50% DSR)
Upfront cash ≈ HK$13.37M (deposit + AVD stamp duty HK$1,658,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,166
−HK$10,044/mo
▼ 0.25% · 3.875%
HK$165,148
−HK$5,062/mo
Today · 4.125%
HK$170,210
baseline
▲ 0.50% · 4.625%
HK$180,566
+HK$10,356/mo
Deposit HK$3.90M · loan HK$35.12M · min. income ≈ HK$340,420/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$1,658,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,183
−HK$9,626/mo
▼ 0.25% · 3.875%
HK$182,962
−HK$4,847/mo
Today · 4.125%
HK$187,809
baseline
▲ 0.50% · 4.625%
HK$197,709
+HK$9,900/mo
Deposit HK$3.90M · loan HK$35.12M · min. income ≈ HK$375,618/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$1,658,450 · Scale 2, in force from 26 Feb 2026)