LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,988
−HK$5,580/mo
▼ 0.25% · 3.875%
HK$91,756
−HK$2,812/mo
Today · 4.125%
HK$94,568
baseline
▲ 0.50% · 4.625%
HK$100,322
+HK$5,754/mo
Deposit HK$19.51M · loan HK$19.51M · min. income ≈ HK$189,136/mo (50% DSR)
Upfront cash ≈ HK$21.17M (deposit + AVD stamp duty HK$1,658,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,998
−HK$5,348/mo
▼ 0.25% · 3.875%
HK$101,653
−HK$2,693/mo
Today · 4.125%
HK$104,346
baseline
▲ 0.50% · 4.625%
HK$109,847
+HK$5,501/mo
Deposit HK$19.51M · loan HK$19.51M · min. income ≈ HK$208,692/mo (50% DSR)
Upfront cash ≈ HK$21.17M (deposit + AVD stamp duty HK$1,658,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,785
−HK$6,697/mo
▼ 0.25% · 3.875%
HK$110,107
−HK$3,375/mo
Today · 4.125%
HK$113,482
baseline
▲ 0.50% · 4.625%
HK$120,387
+HK$6,905/mo
Deposit HK$15.61M · loan HK$23.42M · min. income ≈ HK$226,964/mo (50% DSR)
Upfront cash ≈ HK$17.27M (deposit + AVD stamp duty HK$1,658,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,797
−HK$6,419/mo
▼ 0.25% · 3.875%
HK$121,984
−HK$3,232/mo
Today · 4.125%
HK$125,216
baseline
▲ 0.50% · 4.625%
HK$131,816
+HK$6,600/mo
Deposit HK$15.61M · loan HK$23.42M · min. income ≈ HK$250,432/mo (50% DSR)
Upfront cash ≈ HK$17.27M (deposit + AVD stamp duty HK$1,658,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,583
−HK$7,812/mo
▼ 0.25% · 3.875%
HK$128,458
−HK$3,937/mo
Today · 4.125%
HK$132,395
baseline
▲ 0.50% · 4.625%
HK$140,451
+HK$8,056/mo
Deposit HK$11.71M · loan HK$27.32M · min. income ≈ HK$264,790/mo (50% DSR)
Upfront cash ≈ HK$13.37M (deposit + AVD stamp duty HK$1,658,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,597
−HK$7,488/mo
▼ 0.25% · 3.875%
HK$142,314
−HK$3,771/mo
Today · 4.125%
HK$146,085
baseline
▲ 0.50% · 4.625%
HK$153,785
+HK$7,700/mo
Deposit HK$11.71M · loan HK$27.32M · min. income ≈ HK$292,170/mo (50% DSR)
Upfront cash ≈ HK$13.37M (deposit + AVD stamp duty HK$1,658,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,178
−HK$10,044/mo
▼ 0.25% · 3.875%
HK$165,160
−HK$5,062/mo
Today · 4.125%
HK$170,222
baseline
▲ 0.50% · 4.625%
HK$180,580
+HK$10,358/mo
Deposit HK$3.90M · loan HK$35.12M · min. income ≈ HK$340,444/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$1,658,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,196
−HK$9,628/mo
▼ 0.25% · 3.875%
HK$182,975
−HK$4,849/mo
Today · 4.125%
HK$187,824
baseline
▲ 0.50% · 4.625%
HK$197,724
+HK$9,900/mo
Deposit HK$3.90M · loan HK$35.12M · min. income ≈ HK$375,648/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$1,658,575 · Scale 2, in force from 26 Feb 2026)