LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,992
−HK$5,581/mo
▼ 0.25% · 3.875%
HK$91,760
−HK$2,813/mo
Today · 4.125%
HK$94,573
baseline
▲ 0.50% · 4.625%
HK$100,327
+HK$5,754/mo
Deposit HK$19.51M · loan HK$19.51M · min. income ≈ HK$189,146/mo (50% DSR)
Upfront cash ≈ HK$21.17M (deposit + AVD stamp duty HK$1,658,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,003
−HK$5,349/mo
▼ 0.25% · 3.875%
HK$101,658
−HK$2,694/mo
Today · 4.125%
HK$104,352
baseline
▲ 0.50% · 4.625%
HK$109,852
+HK$5,500/mo
Deposit HK$19.51M · loan HK$19.51M · min. income ≈ HK$208,704/mo (50% DSR)
Upfront cash ≈ HK$21.17M (deposit + AVD stamp duty HK$1,658,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,791
−HK$6,696/mo
▼ 0.25% · 3.875%
HK$110,112
−HK$3,375/mo
Today · 4.125%
HK$113,487
baseline
▲ 0.50% · 4.625%
HK$120,393
+HK$6,906/mo
Deposit HK$15.61M · loan HK$23.42M · min. income ≈ HK$226,974/mo (50% DSR)
Upfront cash ≈ HK$17.27M (deposit + AVD stamp duty HK$1,658,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,804
−HK$6,418/mo
▼ 0.25% · 3.875%
HK$121,990
−HK$3,232/mo
Today · 4.125%
HK$125,222
baseline
▲ 0.50% · 4.625%
HK$131,823
+HK$6,601/mo
Deposit HK$15.61M · loan HK$23.42M · min. income ≈ HK$250,444/mo (50% DSR)
Upfront cash ≈ HK$17.27M (deposit + AVD stamp duty HK$1,658,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,589
−HK$7,813/mo
▼ 0.25% · 3.875%
HK$128,465
−HK$3,937/mo
Today · 4.125%
HK$132,402
baseline
▲ 0.50% · 4.625%
HK$140,458
+HK$8,056/mo
Deposit HK$11.71M · loan HK$27.32M · min. income ≈ HK$264,804/mo (50% DSR)
Upfront cash ≈ HK$13.37M (deposit + AVD stamp duty HK$1,658,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,604
−HK$7,489/mo
▼ 0.25% · 3.875%
HK$142,321
−HK$3,772/mo
Today · 4.125%
HK$146,093
baseline
▲ 0.50% · 4.625%
HK$153,793
+HK$7,700/mo
Deposit HK$11.71M · loan HK$27.32M · min. income ≈ HK$292,186/mo (50% DSR)
Upfront cash ≈ HK$13.37M (deposit + AVD stamp duty HK$1,658,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,186
−HK$10,045/mo
▼ 0.25% · 3.875%
HK$165,169
−HK$5,062/mo
Today · 4.125%
HK$170,231
baseline
▲ 0.50% · 4.625%
HK$180,589
+HK$10,358/mo
Deposit HK$3.90M · loan HK$35.12M · min. income ≈ HK$340,462/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$1,658,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,205
−HK$9,628/mo
▼ 0.25% · 3.875%
HK$182,985
−HK$4,848/mo
Today · 4.125%
HK$187,833
baseline
▲ 0.50% · 4.625%
HK$197,734
+HK$9,901/mo
Deposit HK$3.90M · loan HK$35.12M · min. income ≈ HK$375,666/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$1,658,660 · Scale 2, in force from 26 Feb 2026)