LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,993
−HK$5,581/mo
▼ 0.25% · 3.875%
HK$91,762
−HK$2,812/mo
Today · 4.125%
HK$94,574
baseline
▲ 0.50% · 4.625%
HK$100,329
+HK$5,755/mo
Deposit HK$19.51M · loan HK$19.51M · min. income ≈ HK$189,148/mo (50% DSR)
Upfront cash ≈ HK$21.17M (deposit + AVD stamp duty HK$1,658,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,004
−HK$5,349/mo
▼ 0.25% · 3.875%
HK$101,659
−HK$2,694/mo
Today · 4.125%
HK$104,353
baseline
▲ 0.50% · 4.625%
HK$109,854
+HK$5,501/mo
Deposit HK$19.51M · loan HK$19.51M · min. income ≈ HK$208,706/mo (50% DSR)
Upfront cash ≈ HK$21.17M (deposit + AVD stamp duty HK$1,658,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,792
−HK$6,697/mo
▼ 0.25% · 3.875%
HK$110,114
−HK$3,375/mo
Today · 4.125%
HK$113,489
baseline
▲ 0.50% · 4.625%
HK$120,394
+HK$6,905/mo
Deposit HK$15.61M · loan HK$23.42M · min. income ≈ HK$226,978/mo (50% DSR)
Upfront cash ≈ HK$17.27M (deposit + AVD stamp duty HK$1,658,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,805
−HK$6,419/mo
▼ 0.25% · 3.875%
HK$121,991
−HK$3,233/mo
Today · 4.125%
HK$125,224
baseline
▲ 0.50% · 4.625%
HK$131,824
+HK$6,600/mo
Deposit HK$15.61M · loan HK$23.42M · min. income ≈ HK$250,448/mo (50% DSR)
Upfront cash ≈ HK$17.27M (deposit + AVD stamp duty HK$1,658,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,591
−HK$7,813/mo
▼ 0.25% · 3.875%
HK$128,466
−HK$3,938/mo
Today · 4.125%
HK$132,404
baseline
▲ 0.50% · 4.625%
HK$140,460
+HK$8,056/mo
Deposit HK$11.71M · loan HK$27.32M · min. income ≈ HK$264,808/mo (50% DSR)
Upfront cash ≈ HK$13.37M (deposit + AVD stamp duty HK$1,658,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,606
−HK$7,488/mo
▼ 0.25% · 3.875%
HK$142,323
−HK$3,771/mo
Today · 4.125%
HK$146,094
baseline
▲ 0.50% · 4.625%
HK$153,795
+HK$7,701/mo
Deposit HK$11.71M · loan HK$27.32M · min. income ≈ HK$292,188/mo (50% DSR)
Upfront cash ≈ HK$13.37M (deposit + AVD stamp duty HK$1,658,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,188
−HK$10,045/mo
▼ 0.25% · 3.875%
HK$165,171
−HK$5,062/mo
Today · 4.125%
HK$170,233
baseline
▲ 0.50% · 4.625%
HK$180,591
+HK$10,358/mo
Deposit HK$3.90M · loan HK$35.12M · min. income ≈ HK$340,466/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$1,658,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,208
−HK$9,628/mo
▼ 0.25% · 3.875%
HK$182,987
−HK$4,849/mo
Today · 4.125%
HK$187,836
baseline
▲ 0.50% · 4.625%
HK$197,737
+HK$9,901/mo
Deposit HK$3.90M · loan HK$35.12M · min. income ≈ HK$375,672/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$1,658,681 · Scale 2, in force from 26 Feb 2026)