LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,996
−HK$5,581/mo
▼ 0.25% · 3.875%
HK$91,764
−HK$2,813/mo
Today · 4.125%
HK$94,577
baseline
▲ 0.50% · 4.625%
HK$100,331
+HK$5,754/mo
Deposit HK$19.51M · loan HK$19.51M · min. income ≈ HK$189,154/mo (50% DSR)
Upfront cash ≈ HK$21.17M (deposit + AVD stamp duty HK$1,658,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,007
−HK$5,349/mo
▼ 0.25% · 3.875%
HK$101,662
−HK$2,694/mo
Today · 4.125%
HK$104,356
baseline
▲ 0.50% · 4.625%
HK$109,857
+HK$5,501/mo
Deposit HK$19.51M · loan HK$19.51M · min. income ≈ HK$208,712/mo (50% DSR)
Upfront cash ≈ HK$21.17M (deposit + AVD stamp duty HK$1,658,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,795
−HK$6,697/mo
▼ 0.25% · 3.875%
HK$110,117
−HK$3,375/mo
Today · 4.125%
HK$113,492
baseline
▲ 0.50% · 4.625%
HK$120,398
+HK$6,906/mo
Deposit HK$15.61M · loan HK$23.42M · min. income ≈ HK$226,984/mo (50% DSR)
Upfront cash ≈ HK$17.27M (deposit + AVD stamp duty HK$1,658,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,808
−HK$6,419/mo
▼ 0.25% · 3.875%
HK$121,995
−HK$3,232/mo
Today · 4.125%
HK$125,227
baseline
▲ 0.50% · 4.625%
HK$131,828
+HK$6,601/mo
Deposit HK$15.61M · loan HK$23.42M · min. income ≈ HK$250,454/mo (50% DSR)
Upfront cash ≈ HK$17.27M (deposit + AVD stamp duty HK$1,658,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,594
−HK$7,813/mo
▼ 0.25% · 3.875%
HK$128,470
−HK$3,937/mo
Today · 4.125%
HK$132,407
baseline
▲ 0.50% · 4.625%
HK$140,464
+HK$8,057/mo
Deposit HK$11.71M · loan HK$27.32M · min. income ≈ HK$264,814/mo (50% DSR)
Upfront cash ≈ HK$13.37M (deposit + AVD stamp duty HK$1,658,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,610
−HK$7,488/mo
▼ 0.25% · 3.875%
HK$142,327
−HK$3,771/mo
Today · 4.125%
HK$146,098
baseline
▲ 0.50% · 4.625%
HK$153,799
+HK$7,701/mo
Deposit HK$11.71M · loan HK$27.32M · min. income ≈ HK$292,196/mo (50% DSR)
Upfront cash ≈ HK$13.37M (deposit + AVD stamp duty HK$1,658,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,192
−HK$10,046/mo
▼ 0.25% · 3.875%
HK$165,175
−HK$5,063/mo
Today · 4.125%
HK$170,238
baseline
▲ 0.50% · 4.625%
HK$180,596
+HK$10,358/mo
Deposit HK$3.90M · loan HK$35.13M · min. income ≈ HK$340,476/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$1,658,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,212
−HK$9,629/mo
▼ 0.25% · 3.875%
HK$182,992
−HK$4,849/mo
Today · 4.125%
HK$187,841
baseline
▲ 0.50% · 4.625%
HK$197,742
+HK$9,901/mo
Deposit HK$3.90M · loan HK$35.13M · min. income ≈ HK$375,682/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$1,658,727 · Scale 2, in force from 26 Feb 2026)