LTV · monthly repayment
▼ 0.50% · 3.625%
HK$88,999
−HK$5,581/mo
▼ 0.25% · 3.875%
HK$91,767
−HK$2,813/mo
Today · 4.125%
HK$94,580
baseline
▲ 0.50% · 4.625%
HK$100,335
+HK$5,755/mo
Deposit HK$19.52M · loan HK$19.52M · min. income ≈ HK$189,160/mo (50% DSR)
Upfront cash ≈ HK$21.17M (deposit + AVD stamp duty HK$1,658,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,011
−HK$5,349/mo
▼ 0.25% · 3.875%
HK$101,666
−HK$2,694/mo
Today · 4.125%
HK$104,360
baseline
▲ 0.50% · 4.625%
HK$109,861
+HK$5,501/mo
Deposit HK$19.52M · loan HK$19.52M · min. income ≈ HK$208,720/mo (50% DSR)
Upfront cash ≈ HK$21.17M (deposit + AVD stamp duty HK$1,658,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,799
−HK$6,697/mo
▼ 0.25% · 3.875%
HK$110,121
−HK$3,375/mo
Today · 4.125%
HK$113,496
baseline
▲ 0.50% · 4.625%
HK$120,402
+HK$6,906/mo
Deposit HK$15.61M · loan HK$23.42M · min. income ≈ HK$226,992/mo (50% DSR)
Upfront cash ≈ HK$17.27M (deposit + AVD stamp duty HK$1,658,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,813
−HK$6,419/mo
▼ 0.25% · 3.875%
HK$121,999
−HK$3,233/mo
Today · 4.125%
HK$125,232
baseline
▲ 0.50% · 4.625%
HK$131,833
+HK$6,601/mo
Deposit HK$15.61M · loan HK$23.42M · min. income ≈ HK$250,464/mo (50% DSR)
Upfront cash ≈ HK$17.27M (deposit + AVD stamp duty HK$1,658,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,599
−HK$7,813/mo
▼ 0.25% · 3.875%
HK$128,474
−HK$3,938/mo
Today · 4.125%
HK$132,412
baseline
▲ 0.50% · 4.625%
HK$140,469
+HK$8,057/mo
Deposit HK$11.71M · loan HK$27.32M · min. income ≈ HK$264,824/mo (50% DSR)
Upfront cash ≈ HK$13.37M (deposit + AVD stamp duty HK$1,658,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,615
−HK$7,489/mo
▼ 0.25% · 3.875%
HK$142,332
−HK$3,772/mo
Today · 4.125%
HK$146,104
baseline
▲ 0.50% · 4.625%
HK$153,805
+HK$7,701/mo
Deposit HK$11.71M · loan HK$27.32M · min. income ≈ HK$292,208/mo (50% DSR)
Upfront cash ≈ HK$13.37M (deposit + AVD stamp duty HK$1,658,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,198
−HK$10,046/mo
▼ 0.25% · 3.875%
HK$165,181
−HK$5,063/mo
Today · 4.125%
HK$170,244
baseline
▲ 0.50% · 4.625%
HK$180,603
+HK$10,359/mo
Deposit HK$3.90M · loan HK$35.13M · min. income ≈ HK$340,488/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$1,658,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,219
−HK$9,629/mo
▼ 0.25% · 3.875%
HK$182,999
−HK$4,849/mo
Today · 4.125%
HK$187,848
baseline
▲ 0.50% · 4.625%
HK$197,749
+HK$9,901/mo
Deposit HK$3.90M · loan HK$35.13M · min. income ≈ HK$375,696/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$1,658,788 · Scale 2, in force from 26 Feb 2026)