LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,013
−HK$5,582/mo
▼ 0.25% · 3.875%
HK$91,782
−HK$2,813/mo
Today · 4.125%
HK$94,595
baseline
▲ 0.50% · 4.625%
HK$100,351
+HK$5,756/mo
Deposit HK$19.52M · loan HK$19.52M · min. income ≈ HK$189,190/mo (50% DSR)
Upfront cash ≈ HK$21.18M (deposit + AVD stamp duty HK$1,659,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,026
−HK$5,350/mo
▼ 0.25% · 3.875%
HK$101,682
−HK$2,694/mo
Today · 4.125%
HK$104,376
baseline
▲ 0.50% · 4.625%
HK$109,878
+HK$5,502/mo
Deposit HK$19.52M · loan HK$19.52M · min. income ≈ HK$208,752/mo (50% DSR)
Upfront cash ≈ HK$21.18M (deposit + AVD stamp duty HK$1,659,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,816
−HK$6,698/mo
▼ 0.25% · 3.875%
HK$110,138
−HK$3,376/mo
Today · 4.125%
HK$113,514
baseline
▲ 0.50% · 4.625%
HK$120,421
+HK$6,907/mo
Deposit HK$15.61M · loan HK$23.42M · min. income ≈ HK$227,028/mo (50% DSR)
Upfront cash ≈ HK$17.27M (deposit + AVD stamp duty HK$1,659,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,832
−HK$6,420/mo
▼ 0.25% · 3.875%
HK$122,019
−HK$3,233/mo
Today · 4.125%
HK$125,252
baseline
▲ 0.50% · 4.625%
HK$131,854
+HK$6,602/mo
Deposit HK$15.61M · loan HK$23.42M · min. income ≈ HK$250,504/mo (50% DSR)
Upfront cash ≈ HK$17.27M (deposit + AVD stamp duty HK$1,659,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,618
−HK$7,815/mo
▼ 0.25% · 3.875%
HK$128,495
−HK$3,938/mo
Today · 4.125%
HK$132,433
baseline
▲ 0.50% · 4.625%
HK$140,491
+HK$8,058/mo
Deposit HK$11.71M · loan HK$27.33M · min. income ≈ HK$264,866/mo (50% DSR)
Upfront cash ≈ HK$13.37M (deposit + AVD stamp duty HK$1,659,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,637
−HK$7,490/mo
▼ 0.25% · 3.875%
HK$142,355
−HK$3,772/mo
Today · 4.125%
HK$146,127
baseline
▲ 0.50% · 4.625%
HK$153,829
+HK$7,702/mo
Deposit HK$11.71M · loan HK$27.33M · min. income ≈ HK$292,254/mo (50% DSR)
Upfront cash ≈ HK$13.37M (deposit + AVD stamp duty HK$1,659,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,224
−HK$10,047/mo
▼ 0.25% · 3.875%
HK$165,208
−HK$5,063/mo
Today · 4.125%
HK$170,271
baseline
▲ 0.50% · 4.625%
HK$180,632
+HK$10,361/mo
Deposit HK$3.90M · loan HK$35.13M · min. income ≈ HK$340,542/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$1,659,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,247
−HK$9,630/mo
▼ 0.25% · 3.875%
HK$183,028
−HK$4,849/mo
Today · 4.125%
HK$187,877
baseline
▲ 0.50% · 4.625%
HK$197,781
+HK$9,904/mo
Deposit HK$3.90M · loan HK$35.13M · min. income ≈ HK$375,754/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$1,659,051 · Scale 2, in force from 26 Feb 2026)