LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,020
−HK$5,583/mo
▼ 0.25% · 3.875%
HK$91,789
−HK$2,814/mo
Today · 4.125%
HK$94,603
baseline
▲ 0.50% · 4.625%
HK$100,359
+HK$5,756/mo
Deposit HK$19.52M · loan HK$19.52M · min. income ≈ HK$189,206/mo (50% DSR)
Upfront cash ≈ HK$21.18M (deposit + AVD stamp duty HK$1,659,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,034
−HK$5,351/mo
▼ 0.25% · 3.875%
HK$101,690
−HK$2,695/mo
Today · 4.125%
HK$104,385
baseline
▲ 0.50% · 4.625%
HK$109,887
+HK$5,502/mo
Deposit HK$19.52M · loan HK$19.52M · min. income ≈ HK$208,770/mo (50% DSR)
Upfront cash ≈ HK$21.18M (deposit + AVD stamp duty HK$1,659,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,824
−HK$6,699/mo
▼ 0.25% · 3.875%
HK$110,147
−HK$3,376/mo
Today · 4.125%
HK$113,523
baseline
▲ 0.50% · 4.625%
HK$120,431
+HK$6,908/mo
Deposit HK$15.62M · loan HK$23.42M · min. income ≈ HK$227,046/mo (50% DSR)
Upfront cash ≈ HK$17.28M (deposit + AVD stamp duty HK$1,659,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,841
−HK$6,421/mo
▼ 0.25% · 3.875%
HK$122,028
−HK$3,234/mo
Today · 4.125%
HK$125,262
baseline
▲ 0.50% · 4.625%
HK$131,864
+HK$6,602/mo
Deposit HK$15.62M · loan HK$23.42M · min. income ≈ HK$250,524/mo (50% DSR)
Upfront cash ≈ HK$17.28M (deposit + AVD stamp duty HK$1,659,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,628
−HK$7,816/mo
▼ 0.25% · 3.875%
HK$128,505
−HK$3,939/mo
Today · 4.125%
HK$132,444
baseline
▲ 0.50% · 4.625%
HK$140,502
+HK$8,058/mo
Deposit HK$11.71M · loan HK$27.33M · min. income ≈ HK$264,888/mo (50% DSR)
Upfront cash ≈ HK$13.37M (deposit + AVD stamp duty HK$1,659,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,648
−HK$7,490/mo
▼ 0.25% · 3.875%
HK$142,366
−HK$3,772/mo
Today · 4.125%
HK$146,138
baseline
▲ 0.50% · 4.625%
HK$153,842
+HK$7,704/mo
Deposit HK$11.71M · loan HK$27.33M · min. income ≈ HK$292,276/mo (50% DSR)
Upfront cash ≈ HK$13.37M (deposit + AVD stamp duty HK$1,659,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,236
−HK$10,049/mo
▼ 0.25% · 3.875%
HK$165,221
−HK$5,064/mo
Today · 4.125%
HK$170,285
baseline
▲ 0.50% · 4.625%
HK$180,646
+HK$10,361/mo
Deposit HK$3.90M · loan HK$35.14M · min. income ≈ HK$340,570/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$1,659,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,261
−HK$9,631/mo
▼ 0.25% · 3.875%
HK$183,042
−HK$4,850/mo
Today · 4.125%
HK$187,892
baseline
▲ 0.50% · 4.625%
HK$197,796
+HK$9,904/mo
Deposit HK$3.90M · loan HK$35.14M · min. income ≈ HK$375,784/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$1,659,182 · Scale 2, in force from 26 Feb 2026)