LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,026
−HK$5,583/mo
▼ 0.25% · 3.875%
HK$91,795
−HK$2,814/mo
Today · 4.125%
HK$94,609
baseline
▲ 0.50% · 4.625%
HK$100,365
+HK$5,756/mo
Deposit HK$19.52M · loan HK$19.52M · min. income ≈ HK$189,218/mo (50% DSR)
Upfront cash ≈ HK$21.18M (deposit + AVD stamp duty HK$1,659,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,040
−HK$5,351/mo
▼ 0.25% · 3.875%
HK$101,697
−HK$2,694/mo
Today · 4.125%
HK$104,391
baseline
▲ 0.50% · 4.625%
HK$109,894
+HK$5,503/mo
Deposit HK$19.52M · loan HK$19.52M · min. income ≈ HK$208,782/mo (50% DSR)
Upfront cash ≈ HK$21.18M (deposit + AVD stamp duty HK$1,659,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,831
−HK$6,699/mo
▼ 0.25% · 3.875%
HK$110,154
−HK$3,376/mo
Today · 4.125%
HK$113,530
baseline
▲ 0.50% · 4.625%
HK$120,438
+HK$6,908/mo
Deposit HK$15.62M · loan HK$23.43M · min. income ≈ HK$227,060/mo (50% DSR)
Upfront cash ≈ HK$17.28M (deposit + AVD stamp duty HK$1,659,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,848
−HK$6,422/mo
▼ 0.25% · 3.875%
HK$122,036
−HK$3,234/mo
Today · 4.125%
HK$125,270
baseline
▲ 0.50% · 4.625%
HK$131,873
+HK$6,603/mo
Deposit HK$15.62M · loan HK$23.43M · min. income ≈ HK$250,540/mo (50% DSR)
Upfront cash ≈ HK$17.28M (deposit + AVD stamp duty HK$1,659,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,636
−HK$7,816/mo
▼ 0.25% · 3.875%
HK$128,513
−HK$3,939/mo
Today · 4.125%
HK$132,452
baseline
▲ 0.50% · 4.625%
HK$140,511
+HK$8,059/mo
Deposit HK$11.71M · loan HK$27.33M · min. income ≈ HK$264,904/mo (50% DSR)
Upfront cash ≈ HK$13.37M (deposit + AVD stamp duty HK$1,659,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,657
−HK$7,491/mo
▼ 0.25% · 3.875%
HK$142,375
−HK$3,773/mo
Today · 4.125%
HK$146,148
baseline
▲ 0.50% · 4.625%
HK$153,851
+HK$7,703/mo
Deposit HK$11.71M · loan HK$27.33M · min. income ≈ HK$292,296/mo (50% DSR)
Upfront cash ≈ HK$13.37M (deposit + AVD stamp duty HK$1,659,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,247
−HK$10,048/mo
▼ 0.25% · 3.875%
HK$165,231
−HK$5,064/mo
Today · 4.125%
HK$170,295
baseline
▲ 0.50% · 4.625%
HK$180,658
+HK$10,363/mo
Deposit HK$3.90M · loan HK$35.14M · min. income ≈ HK$340,590/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$1,659,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,273
−HK$9,631/mo
▼ 0.25% · 3.875%
HK$183,054
−HK$4,850/mo
Today · 4.125%
HK$187,904
baseline
▲ 0.50% · 4.625%
HK$197,809
+HK$9,905/mo
Deposit HK$3.90M · loan HK$35.14M · min. income ≈ HK$375,808/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$1,659,288 · Scale 2, in force from 26 Feb 2026)