LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,041
−HK$5,584/mo
▼ 0.25% · 3.875%
HK$91,811
−HK$2,814/mo
Today · 4.125%
HK$94,625
baseline
▲ 0.50% · 4.625%
HK$100,383
+HK$5,758/mo
Deposit HK$19.52M · loan HK$19.52M · min. income ≈ HK$189,250/mo (50% DSR)
Upfront cash ≈ HK$21.18M (deposit + AVD stamp duty HK$1,659,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,058
−HK$5,351/mo
▼ 0.25% · 3.875%
HK$101,714
−HK$2,695/mo
Today · 4.125%
HK$104,409
baseline
▲ 0.50% · 4.625%
HK$109,913
+HK$5,504/mo
Deposit HK$19.52M · loan HK$19.52M · min. income ≈ HK$208,818/mo (50% DSR)
Upfront cash ≈ HK$21.18M (deposit + AVD stamp duty HK$1,659,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,850
−HK$6,700/mo
▼ 0.25% · 3.875%
HK$110,173
−HK$3,377/mo
Today · 4.125%
HK$113,550
baseline
▲ 0.50% · 4.625%
HK$120,459
+HK$6,909/mo
Deposit HK$15.62M · loan HK$23.43M · min. income ≈ HK$227,100/mo (50% DSR)
Upfront cash ≈ HK$17.28M (deposit + AVD stamp duty HK$1,659,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,869
−HK$6,422/mo
▼ 0.25% · 3.875%
HK$122,057
−HK$3,234/mo
Today · 4.125%
HK$125,291
baseline
▲ 0.50% · 4.625%
HK$131,896
+HK$6,605/mo
Deposit HK$15.62M · loan HK$23.43M · min. income ≈ HK$250,582/mo (50% DSR)
Upfront cash ≈ HK$17.28M (deposit + AVD stamp duty HK$1,659,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,658
−HK$7,817/mo
▼ 0.25% · 3.875%
HK$128,536
−HK$3,939/mo
Today · 4.125%
HK$132,475
baseline
▲ 0.50% · 4.625%
HK$140,536
+HK$8,061/mo
Deposit HK$11.71M · loan HK$27.33M · min. income ≈ HK$264,950/mo (50% DSR)
Upfront cash ≈ HK$13.37M (deposit + AVD stamp duty HK$1,659,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,681
−HK$7,492/mo
▼ 0.25% · 3.875%
HK$142,400
−HK$3,773/mo
Today · 4.125%
HK$146,173
baseline
▲ 0.50% · 4.625%
HK$153,878
+HK$7,705/mo
Deposit HK$11.71M · loan HK$27.33M · min. income ≈ HK$292,346/mo (50% DSR)
Upfront cash ≈ HK$13.37M (deposit + AVD stamp duty HK$1,659,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,275
−HK$10,050/mo
▼ 0.25% · 3.875%
HK$165,260
−HK$5,065/mo
Today · 4.125%
HK$170,325
baseline
▲ 0.50% · 4.625%
HK$180,689
+HK$10,364/mo
Deposit HK$3.90M · loan HK$35.14M · min. income ≈ HK$340,650/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$1,659,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,304
−HK$9,633/mo
▼ 0.25% · 3.875%
HK$183,086
−HK$4,851/mo
Today · 4.125%
HK$187,937
baseline
▲ 0.50% · 4.625%
HK$197,843
+HK$9,906/mo
Deposit HK$3.90M · loan HK$35.14M · min. income ≈ HK$375,874/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$1,659,577 · Scale 2, in force from 26 Feb 2026)