LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,046
−HK$5,584/mo
▼ 0.25% · 3.875%
HK$91,816
−HK$2,814/mo
Today · 4.125%
HK$94,630
baseline
▲ 0.50% · 4.625%
HK$100,388
+HK$5,758/mo
Deposit HK$19.53M · loan HK$19.53M · min. income ≈ HK$189,260/mo (50% DSR)
Upfront cash ≈ HK$21.19M (deposit + AVD stamp duty HK$1,659,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,063
−HK$5,352/mo
▼ 0.25% · 3.875%
HK$101,720
−HK$2,695/mo
Today · 4.125%
HK$104,415
baseline
▲ 0.50% · 4.625%
HK$109,919
+HK$5,504/mo
Deposit HK$19.53M · loan HK$19.53M · min. income ≈ HK$208,830/mo (50% DSR)
Upfront cash ≈ HK$21.19M (deposit + AVD stamp duty HK$1,659,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,856
−HK$6,701/mo
▼ 0.25% · 3.875%
HK$110,180
−HK$3,377/mo
Today · 4.125%
HK$113,557
baseline
▲ 0.50% · 4.625%
HK$120,466
+HK$6,909/mo
Deposit HK$15.62M · loan HK$23.43M · min. income ≈ HK$227,114/mo (50% DSR)
Upfront cash ≈ HK$17.28M (deposit + AVD stamp duty HK$1,659,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,876
−HK$6,422/mo
▼ 0.25% · 3.875%
HK$122,064
−HK$3,234/mo
Today · 4.125%
HK$125,298
baseline
▲ 0.50% · 4.625%
HK$131,903
+HK$6,605/mo
Deposit HK$15.62M · loan HK$23.43M · min. income ≈ HK$250,596/mo (50% DSR)
Upfront cash ≈ HK$17.28M (deposit + AVD stamp duty HK$1,659,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,665
−HK$7,818/mo
▼ 0.25% · 3.875%
HK$128,543
−HK$3,940/mo
Today · 4.125%
HK$132,483
baseline
▲ 0.50% · 4.625%
HK$140,544
+HK$8,061/mo
Deposit HK$11.72M · loan HK$27.34M · min. income ≈ HK$264,966/mo (50% DSR)
Upfront cash ≈ HK$13.37M (deposit + AVD stamp duty HK$1,659,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,689
−HK$7,492/mo
▼ 0.25% · 3.875%
HK$142,408
−HK$3,773/mo
Today · 4.125%
HK$146,181
baseline
▲ 0.50% · 4.625%
HK$153,887
+HK$7,706/mo
Deposit HK$11.72M · loan HK$27.34M · min. income ≈ HK$292,362/mo (50% DSR)
Upfront cash ≈ HK$13.37M (deposit + AVD stamp duty HK$1,659,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,284
−HK$10,051/mo
▼ 0.25% · 3.875%
HK$165,269
−HK$5,066/mo
Today · 4.125%
HK$170,335
baseline
▲ 0.50% · 4.625%
HK$180,699
+HK$10,364/mo
Deposit HK$3.91M · loan HK$35.15M · min. income ≈ HK$340,670/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$1,659,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,314
−HK$9,634/mo
▼ 0.25% · 3.875%
HK$183,096
−HK$4,852/mo
Today · 4.125%
HK$187,948
baseline
▲ 0.50% · 4.625%
HK$197,855
+HK$9,907/mo
Deposit HK$3.91M · loan HK$35.15M · min. income ≈ HK$375,896/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$1,659,670 · Scale 2, in force from 26 Feb 2026)