LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,052
−HK$5,584/mo
▼ 0.25% · 3.875%
HK$91,822
−HK$2,814/mo
Today · 4.125%
HK$94,636
baseline
▲ 0.50% · 4.625%
HK$100,394
+HK$5,758/mo
Deposit HK$19.53M · loan HK$19.53M · min. income ≈ HK$189,272/mo (50% DSR)
Upfront cash ≈ HK$21.19M (deposit + AVD stamp duty HK$1,659,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,069
−HK$5,352/mo
▼ 0.25% · 3.875%
HK$101,726
−HK$2,695/mo
Today · 4.125%
HK$104,421
baseline
▲ 0.50% · 4.625%
HK$109,926
+HK$5,505/mo
Deposit HK$19.53M · loan HK$19.53M · min. income ≈ HK$208,842/mo (50% DSR)
Upfront cash ≈ HK$21.19M (deposit + AVD stamp duty HK$1,659,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,862
−HK$6,701/mo
▼ 0.25% · 3.875%
HK$110,186
−HK$3,377/mo
Today · 4.125%
HK$113,563
baseline
▲ 0.50% · 4.625%
HK$120,473
+HK$6,910/mo
Deposit HK$15.62M · loan HK$23.43M · min. income ≈ HK$227,126/mo (50% DSR)
Upfront cash ≈ HK$17.28M (deposit + AVD stamp duty HK$1,659,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,883
−HK$6,423/mo
▼ 0.25% · 3.875%
HK$122,071
−HK$3,235/mo
Today · 4.125%
HK$125,306
baseline
▲ 0.50% · 4.625%
HK$131,911
+HK$6,605/mo
Deposit HK$15.62M · loan HK$23.43M · min. income ≈ HK$250,612/mo (50% DSR)
Upfront cash ≈ HK$17.28M (deposit + AVD stamp duty HK$1,659,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,672
−HK$7,818/mo
▼ 0.25% · 3.875%
HK$128,550
−HK$3,940/mo
Today · 4.125%
HK$132,490
baseline
▲ 0.50% · 4.625%
HK$140,552
+HK$8,062/mo
Deposit HK$11.72M · loan HK$27.34M · min. income ≈ HK$264,980/mo (50% DSR)
Upfront cash ≈ HK$13.38M (deposit + AVD stamp duty HK$1,659,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,697
−HK$7,493/mo
▼ 0.25% · 3.875%
HK$142,416
−HK$3,774/mo
Today · 4.125%
HK$146,190
baseline
▲ 0.50% · 4.625%
HK$153,896
+HK$7,706/mo
Deposit HK$11.72M · loan HK$27.34M · min. income ≈ HK$292,380/mo (50% DSR)
Upfront cash ≈ HK$13.38M (deposit + AVD stamp duty HK$1,659,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,293
−HK$10,052/mo
▼ 0.25% · 3.875%
HK$165,279
−HK$5,066/mo
Today · 4.125%
HK$170,345
baseline
▲ 0.50% · 4.625%
HK$180,710
+HK$10,365/mo
Deposit HK$3.91M · loan HK$35.15M · min. income ≈ HK$340,690/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$1,659,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,324
−HK$9,635/mo
▼ 0.25% · 3.875%
HK$183,107
−HK$4,852/mo
Today · 4.125%
HK$187,959
baseline
▲ 0.50% · 4.625%
HK$197,866
+HK$9,907/mo
Deposit HK$3.91M · loan HK$35.15M · min. income ≈ HK$375,918/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$1,659,768 · Scale 2, in force from 26 Feb 2026)