LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,083
−HK$5,587/mo
▼ 0.25% · 3.875%
HK$91,854
−HK$2,816/mo
Today · 4.125%
HK$94,670
baseline
▲ 0.50% · 4.625%
HK$100,430
+HK$5,760/mo
Deposit HK$19.53M · loan HK$19.53M · min. income ≈ HK$189,340/mo (50% DSR)
Upfront cash ≈ HK$21.19M (deposit + AVD stamp duty HK$1,660,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,104
−HK$5,355/mo
▼ 0.25% · 3.875%
HK$101,762
−HK$2,697/mo
Today · 4.125%
HK$104,459
baseline
▲ 0.50% · 4.625%
HK$109,965
+HK$5,506/mo
Deposit HK$19.53M · loan HK$19.53M · min. income ≈ HK$208,918/mo (50% DSR)
Upfront cash ≈ HK$21.19M (deposit + AVD stamp duty HK$1,660,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,900
−HK$6,704/mo
▼ 0.25% · 3.875%
HK$110,225
−HK$3,379/mo
Today · 4.125%
HK$113,604
baseline
▲ 0.50% · 4.625%
HK$120,516
+HK$6,912/mo
Deposit HK$15.63M · loan HK$23.44M · min. income ≈ HK$227,208/mo (50% DSR)
Upfront cash ≈ HK$17.29M (deposit + AVD stamp duty HK$1,660,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,925
−HK$6,425/mo
▼ 0.25% · 3.875%
HK$122,115
−HK$3,235/mo
Today · 4.125%
HK$125,350
baseline
▲ 0.50% · 4.625%
HK$131,958
+HK$6,608/mo
Deposit HK$15.63M · loan HK$23.44M · min. income ≈ HK$250,700/mo (50% DSR)
Upfront cash ≈ HK$17.29M (deposit + AVD stamp duty HK$1,660,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,717
−HK$7,820/mo
▼ 0.25% · 3.875%
HK$128,596
−HK$3,941/mo
Today · 4.125%
HK$132,537
baseline
▲ 0.50% · 4.625%
HK$140,602
+HK$8,065/mo
Deposit HK$11.72M · loan HK$27.35M · min. income ≈ HK$265,074/mo (50% DSR)
Upfront cash ≈ HK$13.38M (deposit + AVD stamp duty HK$1,660,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,746
−HK$7,496/mo
▼ 0.25% · 3.875%
HK$142,467
−HK$3,775/mo
Today · 4.125%
HK$146,242
baseline
▲ 0.50% · 4.625%
HK$153,951
+HK$7,709/mo
Deposit HK$11.72M · loan HK$27.35M · min. income ≈ HK$292,484/mo (50% DSR)
Upfront cash ≈ HK$13.38M (deposit + AVD stamp duty HK$1,660,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,350
−HK$10,055/mo
▼ 0.25% · 3.875%
HK$165,338
−HK$5,067/mo
Today · 4.125%
HK$170,405
baseline
▲ 0.50% · 4.625%
HK$180,774
+HK$10,369/mo
Deposit HK$3.91M · loan HK$35.16M · min. income ≈ HK$340,810/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$1,660,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,388
−HK$9,637/mo
▼ 0.25% · 3.875%
HK$183,172
−HK$4,853/mo
Today · 4.125%
HK$188,025
baseline
▲ 0.50% · 4.625%
HK$197,936
+HK$9,911/mo
Deposit HK$3.91M · loan HK$35.16M · min. income ≈ HK$376,050/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$1,660,357 · Scale 2, in force from 26 Feb 2026)