LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,092
−HK$5,586/mo
▼ 0.25% · 3.875%
HK$91,863
−HK$2,815/mo
Today · 4.125%
HK$94,678
baseline
▲ 0.50% · 4.625%
HK$100,439
+HK$5,761/mo
Deposit HK$19.54M · loan HK$19.54M · min. income ≈ HK$189,356/mo (50% DSR)
Upfront cash ≈ HK$21.20M (deposit + AVD stamp duty HK$1,660,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,113
−HK$5,355/mo
▼ 0.25% · 3.875%
HK$101,772
−HK$2,696/mo
Today · 4.125%
HK$104,468
baseline
▲ 0.50% · 4.625%
HK$109,975
+HK$5,507/mo
Deposit HK$19.54M · loan HK$19.54M · min. income ≈ HK$208,936/mo (50% DSR)
Upfront cash ≈ HK$21.20M (deposit + AVD stamp duty HK$1,660,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,910
−HK$6,704/mo
▼ 0.25% · 3.875%
HK$110,235
−HK$3,379/mo
Today · 4.125%
HK$113,614
baseline
▲ 0.50% · 4.625%
HK$120,527
+HK$6,913/mo
Deposit HK$15.63M · loan HK$23.44M · min. income ≈ HK$227,228/mo (50% DSR)
Upfront cash ≈ HK$17.29M (deposit + AVD stamp duty HK$1,660,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,936
−HK$6,426/mo
▼ 0.25% · 3.875%
HK$122,126
−HK$3,236/mo
Today · 4.125%
HK$125,362
baseline
▲ 0.50% · 4.625%
HK$131,970
+HK$6,608/mo
Deposit HK$15.63M · loan HK$23.44M · min. income ≈ HK$250,724/mo (50% DSR)
Upfront cash ≈ HK$17.29M (deposit + AVD stamp duty HK$1,660,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,728
−HK$7,822/mo
▼ 0.25% · 3.875%
HK$128,608
−HK$3,942/mo
Today · 4.125%
HK$132,550
baseline
▲ 0.50% · 4.625%
HK$140,615
+HK$8,065/mo
Deposit HK$11.72M · loan HK$27.35M · min. income ≈ HK$265,100/mo (50% DSR)
Upfront cash ≈ HK$13.38M (deposit + AVD stamp duty HK$1,660,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,759
−HK$7,496/mo
▼ 0.25% · 3.875%
HK$142,480
−HK$3,775/mo
Today · 4.125%
HK$146,255
baseline
▲ 0.50% · 4.625%
HK$153,965
+HK$7,710/mo
Deposit HK$11.72M · loan HK$27.35M · min. income ≈ HK$292,510/mo (50% DSR)
Upfront cash ≈ HK$13.38M (deposit + AVD stamp duty HK$1,660,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,365
−HK$10,056/mo
▼ 0.25% · 3.875%
HK$165,353
−HK$5,068/mo
Today · 4.125%
HK$170,421
baseline
▲ 0.50% · 4.625%
HK$180,791
+HK$10,370/mo
Deposit HK$3.91M · loan HK$35.16M · min. income ≈ HK$340,842/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$1,660,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,404
−HK$9,639/mo
▼ 0.25% · 3.875%
HK$183,189
−HK$4,854/mo
Today · 4.125%
HK$188,043
baseline
▲ 0.50% · 4.625%
HK$197,955
+HK$9,912/mo
Deposit HK$3.91M · loan HK$35.16M · min. income ≈ HK$376,086/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$1,660,511 · Scale 2, in force from 26 Feb 2026)