LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,154
−HK$5,591/mo
▼ 0.25% · 3.875%
HK$91,927
−HK$2,818/mo
Today · 4.125%
HK$94,745
baseline
▲ 0.50% · 4.625%
HK$100,510
+HK$5,765/mo
Deposit HK$19.55M · loan HK$19.55M · min. income ≈ HK$189,490/mo (50% DSR)
Upfront cash ≈ HK$21.21M (deposit + AVD stamp duty HK$1,661,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,183
−HK$5,359/mo
▼ 0.25% · 3.875%
HK$101,843
−HK$2,699/mo
Today · 4.125%
HK$104,542
baseline
▲ 0.50% · 4.625%
HK$110,052
+HK$5,510/mo
Deposit HK$19.55M · loan HK$19.55M · min. income ≈ HK$209,084/mo (50% DSR)
Upfront cash ≈ HK$21.21M (deposit + AVD stamp duty HK$1,661,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,985
−HK$6,709/mo
▼ 0.25% · 3.875%
HK$110,313
−HK$3,381/mo
Today · 4.125%
HK$113,694
baseline
▲ 0.50% · 4.625%
HK$120,612
+HK$6,918/mo
Deposit HK$15.64M · loan HK$23.46M · min. income ≈ HK$227,388/mo (50% DSR)
Upfront cash ≈ HK$17.30M (deposit + AVD stamp duty HK$1,661,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,020
−HK$6,430/mo
▼ 0.25% · 3.875%
HK$122,212
−HK$3,238/mo
Today · 4.125%
HK$125,450
baseline
▲ 0.50% · 4.625%
HK$132,063
+HK$6,613/mo
Deposit HK$15.64M · loan HK$23.46M · min. income ≈ HK$250,900/mo (50% DSR)
Upfront cash ≈ HK$17.30M (deposit + AVD stamp duty HK$1,661,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,816
−HK$7,827/mo
▼ 0.25% · 3.875%
HK$128,698
−HK$3,945/mo
Today · 4.125%
HK$132,643
baseline
▲ 0.50% · 4.625%
HK$140,714
+HK$8,071/mo
Deposit HK$11.73M · loan HK$27.37M · min. income ≈ HK$265,286/mo (50% DSR)
Upfront cash ≈ HK$13.39M (deposit + AVD stamp duty HK$1,661,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,856
−HK$7,502/mo
▼ 0.25% · 3.875%
HK$142,580
−HK$3,778/mo
Today · 4.125%
HK$146,358
baseline
▲ 0.50% · 4.625%
HK$154,073
+HK$7,715/mo
Deposit HK$11.73M · loan HK$27.37M · min. income ≈ HK$292,716/mo (50% DSR)
Upfront cash ≈ HK$13.39M (deposit + AVD stamp duty HK$1,661,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,477
−HK$10,064/mo
▼ 0.25% · 3.875%
HK$165,469
−HK$5,072/mo
Today · 4.125%
HK$170,541
baseline
▲ 0.50% · 4.625%
HK$180,918
+HK$10,377/mo
Deposit HK$3.91M · loan HK$35.19M · min. income ≈ HK$341,082/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$1,661,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,529
−HK$9,646/mo
▼ 0.25% · 3.875%
HK$183,317
−HK$4,858/mo
Today · 4.125%
HK$188,175
baseline
▲ 0.50% · 4.625%
HK$198,094
+HK$9,919/mo
Deposit HK$3.91M · loan HK$35.19M · min. income ≈ HK$376,350/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$1,661,677 · Scale 2, in force from 26 Feb 2026)