LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,191
−HK$5,593/mo
▼ 0.25% · 3.875%
HK$91,966
−HK$2,818/mo
Today · 4.125%
HK$94,784
baseline
▲ 0.50% · 4.625%
HK$100,552
+HK$5,768/mo
Deposit HK$19.56M · loan HK$19.56M · min. income ≈ HK$189,568/mo (50% DSR)
Upfront cash ≈ HK$21.22M (deposit + AVD stamp duty HK$1,662,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,224
−HK$5,361/mo
▼ 0.25% · 3.875%
HK$101,886
−HK$2,699/mo
Today · 4.125%
HK$104,585
baseline
▲ 0.50% · 4.625%
HK$110,098
+HK$5,513/mo
Deposit HK$19.56M · loan HK$19.56M · min. income ≈ HK$209,170/mo (50% DSR)
Upfront cash ≈ HK$21.22M (deposit + AVD stamp duty HK$1,662,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,030
−HK$6,711/mo
▼ 0.25% · 3.875%
HK$110,359
−HK$3,382/mo
Today · 4.125%
HK$113,741
baseline
▲ 0.50% · 4.625%
HK$120,662
+HK$6,921/mo
Deposit HK$15.65M · loan HK$23.47M · min. income ≈ HK$227,482/mo (50% DSR)
Upfront cash ≈ HK$17.31M (deposit + AVD stamp duty HK$1,662,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,069
−HK$6,433/mo
▼ 0.25% · 3.875%
HK$122,263
−HK$3,239/mo
Today · 4.125%
HK$125,502
baseline
▲ 0.50% · 4.625%
HK$132,118
+HK$6,616/mo
Deposit HK$15.65M · loan HK$23.47M · min. income ≈ HK$251,004/mo (50% DSR)
Upfront cash ≈ HK$17.31M (deposit + AVD stamp duty HK$1,662,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,868
−HK$7,830/mo
▼ 0.25% · 3.875%
HK$128,752
−HK$3,946/mo
Today · 4.125%
HK$132,698
baseline
▲ 0.50% · 4.625%
HK$140,773
+HK$8,075/mo
Deposit HK$11.73M · loan HK$27.38M · min. income ≈ HK$265,396/mo (50% DSR)
Upfront cash ≈ HK$13.40M (deposit + AVD stamp duty HK$1,662,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,914
−HK$7,505/mo
▼ 0.25% · 3.875%
HK$142,640
−HK$3,779/mo
Today · 4.125%
HK$146,419
baseline
▲ 0.50% · 4.625%
HK$154,137
+HK$7,718/mo
Deposit HK$11.73M · loan HK$27.38M · min. income ≈ HK$292,838/mo (50% DSR)
Upfront cash ≈ HK$13.40M (deposit + AVD stamp duty HK$1,662,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,544
−HK$10,068/mo
▼ 0.25% · 3.875%
HK$165,538
−HK$5,074/mo
Today · 4.125%
HK$170,612
baseline
▲ 0.50% · 4.625%
HK$180,993
+HK$10,381/mo
Deposit HK$3.91M · loan HK$35.20M · min. income ≈ HK$341,224/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$1,662,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,604
−HK$9,649/mo
▼ 0.25% · 3.875%
HK$183,394
−HK$4,859/mo
Today · 4.125%
HK$188,253
baseline
▲ 0.50% · 4.625%
HK$198,177
+HK$9,924/mo
Deposit HK$3.91M · loan HK$35.20M · min. income ≈ HK$376,506/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$1,662,371 · Scale 2, in force from 26 Feb 2026)