LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,194
−HK$5,593/mo
▼ 0.25% · 3.875%
HK$91,968
−HK$2,819/mo
Today · 4.125%
HK$94,787
baseline
▲ 0.50% · 4.625%
HK$100,555
+HK$5,768/mo
Deposit HK$19.56M · loan HK$19.56M · min. income ≈ HK$189,574/mo (50% DSR)
Upfront cash ≈ HK$21.22M (deposit + AVD stamp duty HK$1,662,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,227
−HK$5,361/mo
▼ 0.25% · 3.875%
HK$101,888
−HK$2,700/mo
Today · 4.125%
HK$104,588
baseline
▲ 0.50% · 4.625%
HK$110,101
+HK$5,513/mo
Deposit HK$19.56M · loan HK$19.56M · min. income ≈ HK$209,176/mo (50% DSR)
Upfront cash ≈ HK$21.22M (deposit + AVD stamp duty HK$1,662,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,033
−HK$6,712/mo
▼ 0.25% · 3.875%
HK$110,362
−HK$3,383/mo
Today · 4.125%
HK$113,745
baseline
▲ 0.50% · 4.625%
HK$120,666
+HK$6,921/mo
Deposit HK$15.65M · loan HK$23.47M · min. income ≈ HK$227,490/mo (50% DSR)
Upfront cash ≈ HK$17.31M (deposit + AVD stamp duty HK$1,662,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,073
−HK$6,433/mo
▼ 0.25% · 3.875%
HK$122,266
−HK$3,240/mo
Today · 4.125%
HK$125,506
baseline
▲ 0.50% · 4.625%
HK$132,121
+HK$6,615/mo
Deposit HK$15.65M · loan HK$23.47M · min. income ≈ HK$251,012/mo (50% DSR)
Upfront cash ≈ HK$17.31M (deposit + AVD stamp duty HK$1,662,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,871
−HK$7,831/mo
▼ 0.25% · 3.875%
HK$128,756
−HK$3,946/mo
Today · 4.125%
HK$132,702
baseline
▲ 0.50% · 4.625%
HK$140,777
+HK$8,075/mo
Deposit HK$11.73M · loan HK$27.38M · min. income ≈ HK$265,404/mo (50% DSR)
Upfront cash ≈ HK$13.40M (deposit + AVD stamp duty HK$1,662,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,918
−HK$7,505/mo
▼ 0.25% · 3.875%
HK$142,644
−HK$3,779/mo
Today · 4.125%
HK$146,423
baseline
▲ 0.50% · 4.625%
HK$154,142
+HK$7,719/mo
Deposit HK$11.73M · loan HK$27.38M · min. income ≈ HK$292,846/mo (50% DSR)
Upfront cash ≈ HK$13.40M (deposit + AVD stamp duty HK$1,662,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,549
−HK$10,068/mo
▼ 0.25% · 3.875%
HK$165,543
−HK$5,074/mo
Today · 4.125%
HK$170,617
baseline
▲ 0.50% · 4.625%
HK$180,998
+HK$10,381/mo
Deposit HK$3.91M · loan HK$35.20M · min. income ≈ HK$341,234/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$1,662,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,609
−HK$9,650/mo
▼ 0.25% · 3.875%
HK$183,399
−HK$4,860/mo
Today · 4.125%
HK$188,259
baseline
▲ 0.50% · 4.625%
HK$198,182
+HK$9,923/mo
Deposit HK$3.91M · loan HK$35.20M · min. income ≈ HK$376,518/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$1,662,418 · Scale 2, in force from 26 Feb 2026)