LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,227
−HK$5,595/mo
▼ 0.25% · 3.875%
HK$92,002
−HK$2,820/mo
Today · 4.125%
HK$94,822
baseline
▲ 0.50% · 4.625%
HK$100,592
+HK$5,770/mo
Deposit HK$19.57M · loan HK$19.57M · min. income ≈ HK$189,644/mo (50% DSR)
Upfront cash ≈ HK$21.23M (deposit + AVD stamp duty HK$1,663,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,264
−HK$5,363/mo
▼ 0.25% · 3.875%
HK$101,926
−HK$2,701/mo
Today · 4.125%
HK$104,627
baseline
▲ 0.50% · 4.625%
HK$110,142
+HK$5,515/mo
Deposit HK$19.57M · loan HK$19.57M · min. income ≈ HK$209,254/mo (50% DSR)
Upfront cash ≈ HK$21.23M (deposit + AVD stamp duty HK$1,663,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,072
−HK$6,714/mo
▼ 0.25% · 3.875%
HK$110,402
−HK$3,384/mo
Today · 4.125%
HK$113,786
baseline
▲ 0.50% · 4.625%
HK$120,710
+HK$6,924/mo
Deposit HK$15.65M · loan HK$23.48M · min. income ≈ HK$227,572/mo (50% DSR)
Upfront cash ≈ HK$17.32M (deposit + AVD stamp duty HK$1,663,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,116
−HK$6,436/mo
▼ 0.25% · 3.875%
HK$122,311
−HK$3,241/mo
Today · 4.125%
HK$125,552
baseline
▲ 0.50% · 4.625%
HK$132,170
+HK$6,618/mo
Deposit HK$15.65M · loan HK$23.48M · min. income ≈ HK$251,104/mo (50% DSR)
Upfront cash ≈ HK$17.32M (deposit + AVD stamp duty HK$1,663,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,917
−HK$7,834/mo
▼ 0.25% · 3.875%
HK$128,803
−HK$3,948/mo
Today · 4.125%
HK$132,751
baseline
▲ 0.50% · 4.625%
HK$140,828
+HK$8,077/mo
Deposit HK$11.74M · loan HK$27.39M · min. income ≈ HK$265,502/mo (50% DSR)
Upfront cash ≈ HK$13.40M (deposit + AVD stamp duty HK$1,663,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,969
−HK$7,508/mo
▼ 0.25% · 3.875%
HK$142,696
−HK$3,781/mo
Today · 4.125%
HK$146,477
baseline
▲ 0.50% · 4.625%
HK$154,198
+HK$7,721/mo
Deposit HK$11.74M · loan HK$27.39M · min. income ≈ HK$292,954/mo (50% DSR)
Upfront cash ≈ HK$13.40M (deposit + AVD stamp duty HK$1,663,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,608
−HK$10,071/mo
▼ 0.25% · 3.875%
HK$165,604
−HK$5,075/mo
Today · 4.125%
HK$170,679
baseline
▲ 0.50% · 4.625%
HK$181,065
+HK$10,386/mo
Deposit HK$3.91M · loan HK$35.22M · min. income ≈ HK$341,358/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$1,663,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,675
−HK$9,653/mo
▼ 0.25% · 3.875%
HK$183,466
−HK$4,862/mo
Today · 4.125%
HK$188,328
baseline
▲ 0.50% · 4.625%
HK$198,255
+HK$9,927/mo
Deposit HK$3.91M · loan HK$35.22M · min. income ≈ HK$376,656/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$1,663,027 · Scale 2, in force from 26 Feb 2026)