LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,228
−HK$5,595/mo
▼ 0.25% · 3.875%
HK$92,003
−HK$2,820/mo
Today · 4.125%
HK$94,823
baseline
▲ 0.50% · 4.625%
HK$100,593
+HK$5,770/mo
Deposit HK$19.57M · loan HK$19.57M · min. income ≈ HK$189,646/mo (50% DSR)
Upfront cash ≈ HK$21.23M (deposit + AVD stamp duty HK$1,663,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,265
−HK$5,363/mo
▼ 0.25% · 3.875%
HK$101,927
−HK$2,701/mo
Today · 4.125%
HK$104,628
baseline
▲ 0.50% · 4.625%
HK$110,143
+HK$5,515/mo
Deposit HK$19.57M · loan HK$19.57M · min. income ≈ HK$209,256/mo (50% DSR)
Upfront cash ≈ HK$21.23M (deposit + AVD stamp duty HK$1,663,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,073
−HK$6,715/mo
▼ 0.25% · 3.875%
HK$110,404
−HK$3,384/mo
Today · 4.125%
HK$113,788
baseline
▲ 0.50% · 4.625%
HK$120,712
+HK$6,924/mo
Deposit HK$15.65M · loan HK$23.48M · min. income ≈ HK$227,576/mo (50% DSR)
Upfront cash ≈ HK$17.32M (deposit + AVD stamp duty HK$1,663,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,118
−HK$6,436/mo
▼ 0.25% · 3.875%
HK$122,313
−HK$3,241/mo
Today · 4.125%
HK$125,554
baseline
▲ 0.50% · 4.625%
HK$132,172
+HK$6,618/mo
Deposit HK$15.65M · loan HK$23.48M · min. income ≈ HK$251,108/mo (50% DSR)
Upfront cash ≈ HK$17.32M (deposit + AVD stamp duty HK$1,663,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,919
−HK$7,833/mo
▼ 0.25% · 3.875%
HK$128,805
−HK$3,947/mo
Today · 4.125%
HK$132,752
baseline
▲ 0.50% · 4.625%
HK$140,830
+HK$8,078/mo
Deposit HK$11.74M · loan HK$27.39M · min. income ≈ HK$265,504/mo (50% DSR)
Upfront cash ≈ HK$13.40M (deposit + AVD stamp duty HK$1,663,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,971
−HK$7,508/mo
▼ 0.25% · 3.875%
HK$142,698
−HK$3,781/mo
Today · 4.125%
HK$146,479
baseline
▲ 0.50% · 4.625%
HK$154,200
+HK$7,721/mo
Deposit HK$11.74M · loan HK$27.39M · min. income ≈ HK$292,958/mo (50% DSR)
Upfront cash ≈ HK$13.40M (deposit + AVD stamp duty HK$1,663,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,610
−HK$10,072/mo
▼ 0.25% · 3.875%
HK$165,606
−HK$5,076/mo
Today · 4.125%
HK$170,682
baseline
▲ 0.50% · 4.625%
HK$181,067
+HK$10,385/mo
Deposit HK$3.91M · loan HK$35.22M · min. income ≈ HK$341,364/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$1,663,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,677
−HK$9,653/mo
▼ 0.25% · 3.875%
HK$183,469
−HK$4,861/mo
Today · 4.125%
HK$188,330
baseline
▲ 0.50% · 4.625%
HK$198,258
+HK$9,928/mo
Deposit HK$3.91M · loan HK$35.22M · min. income ≈ HK$376,660/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$1,663,051 · Scale 2, in force from 26 Feb 2026)