LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,230
−HK$5,596/mo
▼ 0.25% · 3.875%
HK$92,006
−HK$2,820/mo
Today · 4.125%
HK$94,826
baseline
▲ 0.50% · 4.625%
HK$100,596
+HK$5,770/mo
Deposit HK$19.57M · loan HK$19.57M · min. income ≈ HK$189,652/mo (50% DSR)
Upfront cash ≈ HK$21.23M (deposit + AVD stamp duty HK$1,663,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,268
−HK$5,363/mo
▼ 0.25% · 3.875%
HK$101,930
−HK$2,701/mo
Today · 4.125%
HK$104,631
baseline
▲ 0.50% · 4.625%
HK$110,146
+HK$5,515/mo
Deposit HK$19.57M · loan HK$19.57M · min. income ≈ HK$209,262/mo (50% DSR)
Upfront cash ≈ HK$21.23M (deposit + AVD stamp duty HK$1,663,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,077
−HK$6,714/mo
▼ 0.25% · 3.875%
HK$110,407
−HK$3,384/mo
Today · 4.125%
HK$113,791
baseline
▲ 0.50% · 4.625%
HK$120,715
+HK$6,924/mo
Deposit HK$15.65M · loan HK$23.48M · min. income ≈ HK$227,582/mo (50% DSR)
Upfront cash ≈ HK$17.32M (deposit + AVD stamp duty HK$1,663,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,122
−HK$6,435/mo
▼ 0.25% · 3.875%
HK$122,316
−HK$3,241/mo
Today · 4.125%
HK$125,557
baseline
▲ 0.50% · 4.625%
HK$132,176
+HK$6,619/mo
Deposit HK$15.65M · loan HK$23.48M · min. income ≈ HK$251,114/mo (50% DSR)
Upfront cash ≈ HK$17.32M (deposit + AVD stamp duty HK$1,663,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,923
−HK$7,833/mo
▼ 0.25% · 3.875%
HK$128,808
−HK$3,948/mo
Today · 4.125%
HK$132,756
baseline
▲ 0.50% · 4.625%
HK$140,834
+HK$8,078/mo
Deposit HK$11.74M · loan HK$27.39M · min. income ≈ HK$265,512/mo (50% DSR)
Upfront cash ≈ HK$13.40M (deposit + AVD stamp duty HK$1,663,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,975
−HK$7,509/mo
▼ 0.25% · 3.875%
HK$142,702
−HK$3,782/mo
Today · 4.125%
HK$146,484
baseline
▲ 0.50% · 4.625%
HK$154,205
+HK$7,721/mo
Deposit HK$11.74M · loan HK$27.39M · min. income ≈ HK$292,968/mo (50% DSR)
Upfront cash ≈ HK$13.40M (deposit + AVD stamp duty HK$1,663,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,615
−HK$10,072/mo
▼ 0.25% · 3.875%
HK$165,611
−HK$5,076/mo
Today · 4.125%
HK$170,687
baseline
▲ 0.50% · 4.625%
HK$181,073
+HK$10,386/mo
Deposit HK$3.91M · loan HK$35.22M · min. income ≈ HK$341,374/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$1,663,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,682
−HK$9,654/mo
▼ 0.25% · 3.875%
HK$183,474
−HK$4,862/mo
Today · 4.125%
HK$188,336
baseline
▲ 0.50% · 4.625%
HK$198,263
+HK$9,927/mo
Deposit HK$3.91M · loan HK$35.22M · min. income ≈ HK$376,672/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$1,663,100 · Scale 2, in force from 26 Feb 2026)