LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,246
−HK$5,596/mo
▼ 0.25% · 3.875%
HK$92,022
−HK$2,820/mo
Today · 4.125%
HK$94,842
baseline
▲ 0.50% · 4.625%
HK$100,613
+HK$5,771/mo
Deposit HK$19.57M · loan HK$19.57M · min. income ≈ HK$189,684/mo (50% DSR)
Upfront cash ≈ HK$21.23M (deposit + AVD stamp duty HK$1,663,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,285
−HK$5,364/mo
▼ 0.25% · 3.875%
HK$101,948
−HK$2,701/mo
Today · 4.125%
HK$104,649
baseline
▲ 0.50% · 4.625%
HK$110,165
+HK$5,516/mo
Deposit HK$19.57M · loan HK$19.57M · min. income ≈ HK$209,298/mo (50% DSR)
Upfront cash ≈ HK$21.23M (deposit + AVD stamp duty HK$1,663,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,095
−HK$6,716/mo
▼ 0.25% · 3.875%
HK$110,426
−HK$3,385/mo
Today · 4.125%
HK$113,811
baseline
▲ 0.50% · 4.625%
HK$120,736
+HK$6,925/mo
Deposit HK$15.66M · loan HK$23.48M · min. income ≈ HK$227,622/mo (50% DSR)
Upfront cash ≈ HK$17.32M (deposit + AVD stamp duty HK$1,663,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,142
−HK$6,437/mo
▼ 0.25% · 3.875%
HK$122,337
−HK$3,242/mo
Today · 4.125%
HK$125,579
baseline
▲ 0.50% · 4.625%
HK$132,198
+HK$6,619/mo
Deposit HK$15.66M · loan HK$23.48M · min. income ≈ HK$251,158/mo (50% DSR)
Upfront cash ≈ HK$17.32M (deposit + AVD stamp duty HK$1,663,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,944
−HK$7,835/mo
▼ 0.25% · 3.875%
HK$128,830
−HK$3,949/mo
Today · 4.125%
HK$132,779
baseline
▲ 0.50% · 4.625%
HK$140,858
+HK$8,079/mo
Deposit HK$11.74M · loan HK$27.40M · min. income ≈ HK$265,558/mo (50% DSR)
Upfront cash ≈ HK$13.40M (deposit + AVD stamp duty HK$1,663,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,999
−HK$7,510/mo
▼ 0.25% · 3.875%
HK$142,727
−HK$3,782/mo
Today · 4.125%
HK$146,509
baseline
▲ 0.50% · 4.625%
HK$154,231
+HK$7,722/mo
Deposit HK$11.74M · loan HK$27.40M · min. income ≈ HK$293,018/mo (50% DSR)
Upfront cash ≈ HK$13.40M (deposit + AVD stamp duty HK$1,663,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,642
−HK$10,074/mo
▼ 0.25% · 3.875%
HK$165,639
−HK$5,077/mo
Today · 4.125%
HK$170,716
baseline
▲ 0.50% · 4.625%
HK$181,104
+HK$10,388/mo
Deposit HK$3.91M · loan HK$35.22M · min. income ≈ HK$341,432/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$1,663,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,713
−HK$9,655/mo
▼ 0.25% · 3.875%
HK$183,506
−HK$4,862/mo
Today · 4.125%
HK$188,368
baseline
▲ 0.50% · 4.625%
HK$198,297
+HK$9,929/mo
Deposit HK$3.91M · loan HK$35.22M · min. income ≈ HK$376,736/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$1,663,384 · Scale 2, in force from 26 Feb 2026)