LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,247
−HK$5,596/mo
▼ 0.25% · 3.875%
HK$92,023
−HK$2,820/mo
Today · 4.125%
HK$94,843
baseline
▲ 0.50% · 4.625%
HK$100,614
+HK$5,771/mo
Deposit HK$19.57M · loan HK$19.57M · min. income ≈ HK$189,686/mo (50% DSR)
Upfront cash ≈ HK$21.23M (deposit + AVD stamp duty HK$1,663,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,286
−HK$5,364/mo
▼ 0.25% · 3.875%
HK$101,949
−HK$2,701/mo
Today · 4.125%
HK$104,650
baseline
▲ 0.50% · 4.625%
HK$110,166
+HK$5,516/mo
Deposit HK$19.57M · loan HK$19.57M · min. income ≈ HK$209,300/mo (50% DSR)
Upfront cash ≈ HK$21.23M (deposit + AVD stamp duty HK$1,663,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,096
−HK$6,716/mo
▼ 0.25% · 3.875%
HK$110,427
−HK$3,385/mo
Today · 4.125%
HK$113,812
baseline
▲ 0.50% · 4.625%
HK$120,737
+HK$6,925/mo
Deposit HK$15.66M · loan HK$23.48M · min. income ≈ HK$227,624/mo (50% DSR)
Upfront cash ≈ HK$17.32M (deposit + AVD stamp duty HK$1,663,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,143
−HK$6,437/mo
▼ 0.25% · 3.875%
HK$122,338
−HK$3,242/mo
Today · 4.125%
HK$125,580
baseline
▲ 0.50% · 4.625%
HK$132,200
+HK$6,620/mo
Deposit HK$15.66M · loan HK$23.48M · min. income ≈ HK$251,160/mo (50% DSR)
Upfront cash ≈ HK$17.32M (deposit + AVD stamp duty HK$1,663,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,945
−HK$7,835/mo
▼ 0.25% · 3.875%
HK$128,832
−HK$3,948/mo
Today · 4.125%
HK$132,780
baseline
▲ 0.50% · 4.625%
HK$140,860
+HK$8,080/mo
Deposit HK$11.74M · loan HK$27.40M · min. income ≈ HK$265,560/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,663,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,000
−HK$7,510/mo
▼ 0.25% · 3.875%
HK$142,728
−HK$3,782/mo
Today · 4.125%
HK$146,510
baseline
▲ 0.50% · 4.625%
HK$154,233
+HK$7,723/mo
Deposit HK$11.74M · loan HK$27.40M · min. income ≈ HK$293,020/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,663,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,644
−HK$10,074/mo
▼ 0.25% · 3.875%
HK$165,641
−HK$5,077/mo
Today · 4.125%
HK$170,718
baseline
▲ 0.50% · 4.625%
HK$181,105
+HK$10,387/mo
Deposit HK$3.91M · loan HK$35.22M · min. income ≈ HK$341,436/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$1,663,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,715
−HK$9,655/mo
▼ 0.25% · 3.875%
HK$183,508
−HK$4,862/mo
Today · 4.125%
HK$188,370
baseline
▲ 0.50% · 4.625%
HK$198,299
+HK$9,929/mo
Deposit HK$3.91M · loan HK$35.22M · min. income ≈ HK$376,740/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$1,663,401 · Scale 2, in force from 26 Feb 2026)