LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,247
−HK$5,597/mo
▼ 0.25% · 3.875%
HK$92,023
−HK$2,821/mo
Today · 4.125%
HK$94,844
baseline
▲ 0.50% · 4.625%
HK$100,615
+HK$5,771/mo
Deposit HK$19.57M · loan HK$19.57M · min. income ≈ HK$189,688/mo (50% DSR)
Upfront cash ≈ HK$21.23M (deposit + AVD stamp duty HK$1,663,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,287
−HK$5,364/mo
▼ 0.25% · 3.875%
HK$101,950
−HK$2,701/mo
Today · 4.125%
HK$104,651
baseline
▲ 0.50% · 4.625%
HK$110,167
+HK$5,516/mo
Deposit HK$19.57M · loan HK$19.57M · min. income ≈ HK$209,302/mo (50% DSR)
Upfront cash ≈ HK$21.23M (deposit + AVD stamp duty HK$1,663,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,097
−HK$6,716/mo
▼ 0.25% · 3.875%
HK$110,428
−HK$3,385/mo
Today · 4.125%
HK$113,813
baseline
▲ 0.50% · 4.625%
HK$120,738
+HK$6,925/mo
Deposit HK$15.66M · loan HK$23.48M · min. income ≈ HK$227,626/mo (50% DSR)
Upfront cash ≈ HK$17.32M (deposit + AVD stamp duty HK$1,663,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,144
−HK$6,437/mo
▼ 0.25% · 3.875%
HK$122,340
−HK$3,241/mo
Today · 4.125%
HK$125,581
baseline
▲ 0.50% · 4.625%
HK$132,201
+HK$6,620/mo
Deposit HK$15.66M · loan HK$23.48M · min. income ≈ HK$251,162/mo (50% DSR)
Upfront cash ≈ HK$17.32M (deposit + AVD stamp duty HK$1,663,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,946
−HK$7,836/mo
▼ 0.25% · 3.875%
HK$128,833
−HK$3,949/mo
Today · 4.125%
HK$132,782
baseline
▲ 0.50% · 4.625%
HK$140,861
+HK$8,079/mo
Deposit HK$11.74M · loan HK$27.40M · min. income ≈ HK$265,564/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,663,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,001
−HK$7,510/mo
▼ 0.25% · 3.875%
HK$142,729
−HK$3,782/mo
Today · 4.125%
HK$146,511
baseline
▲ 0.50% · 4.625%
HK$154,234
+HK$7,723/mo
Deposit HK$11.74M · loan HK$27.40M · min. income ≈ HK$293,022/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,663,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,645
−HK$10,074/mo
▼ 0.25% · 3.875%
HK$165,642
−HK$5,077/mo
Today · 4.125%
HK$170,719
baseline
▲ 0.50% · 4.625%
HK$181,107
+HK$10,388/mo
Deposit HK$3.91M · loan HK$35.23M · min. income ≈ HK$341,438/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$1,663,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,716
−HK$9,656/mo
▼ 0.25% · 3.875%
HK$183,509
−HK$4,863/mo
Today · 4.125%
HK$188,372
baseline
▲ 0.50% · 4.625%
HK$198,301
+HK$9,929/mo
Deposit HK$3.91M · loan HK$35.23M · min. income ≈ HK$376,744/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$1,663,415 · Scale 2, in force from 26 Feb 2026)