LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,249
−HK$5,596/mo
▼ 0.25% · 3.875%
HK$92,025
−HK$2,820/mo
Today · 4.125%
HK$94,845
baseline
▲ 0.50% · 4.625%
HK$100,617
+HK$5,772/mo
Deposit HK$19.57M · loan HK$19.57M · min. income ≈ HK$189,690/mo (50% DSR)
Upfront cash ≈ HK$21.23M (deposit + AVD stamp duty HK$1,663,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,288
−HK$5,365/mo
▼ 0.25% · 3.875%
HK$101,951
−HK$2,702/mo
Today · 4.125%
HK$104,653
baseline
▲ 0.50% · 4.625%
HK$110,169
+HK$5,516/mo
Deposit HK$19.57M · loan HK$19.57M · min. income ≈ HK$209,306/mo (50% DSR)
Upfront cash ≈ HK$21.23M (deposit + AVD stamp duty HK$1,663,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,099
−HK$6,716/mo
▼ 0.25% · 3.875%
HK$110,430
−HK$3,385/mo
Today · 4.125%
HK$113,815
baseline
▲ 0.50% · 4.625%
HK$120,740
+HK$6,925/mo
Deposit HK$15.66M · loan HK$23.48M · min. income ≈ HK$227,630/mo (50% DSR)
Upfront cash ≈ HK$17.32M (deposit + AVD stamp duty HK$1,663,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,146
−HK$6,437/mo
▼ 0.25% · 3.875%
HK$122,341
−HK$3,242/mo
Today · 4.125%
HK$125,583
baseline
▲ 0.50% · 4.625%
HK$132,203
+HK$6,620/mo
Deposit HK$15.66M · loan HK$23.48M · min. income ≈ HK$251,166/mo (50% DSR)
Upfront cash ≈ HK$17.32M (deposit + AVD stamp duty HK$1,663,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,948
−HK$7,836/mo
▼ 0.25% · 3.875%
HK$128,835
−HK$3,949/mo
Today · 4.125%
HK$132,784
baseline
▲ 0.50% · 4.625%
HK$140,863
+HK$8,079/mo
Deposit HK$11.74M · loan HK$27.40M · min. income ≈ HK$265,568/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,663,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,004
−HK$7,510/mo
▼ 0.25% · 3.875%
HK$142,732
−HK$3,782/mo
Today · 4.125%
HK$146,514
baseline
▲ 0.50% · 4.625%
HK$154,237
+HK$7,723/mo
Deposit HK$11.74M · loan HK$27.40M · min. income ≈ HK$293,028/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,663,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,648
−HK$10,074/mo
▼ 0.25% · 3.875%
HK$165,645
−HK$5,077/mo
Today · 4.125%
HK$170,722
baseline
▲ 0.50% · 4.625%
HK$181,110
+HK$10,388/mo
Deposit HK$3.91M · loan HK$35.23M · min. income ≈ HK$341,444/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$1,663,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,719
−HK$9,656/mo
▼ 0.25% · 3.875%
HK$183,512
−HK$4,863/mo
Today · 4.125%
HK$188,375
baseline
▲ 0.50% · 4.625%
HK$198,304
+HK$9,929/mo
Deposit HK$3.91M · loan HK$35.23M · min. income ≈ HK$376,750/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$1,663,442 · Scale 2, in force from 26 Feb 2026)