LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,255
−HK$5,597/mo
▼ 0.25% · 3.875%
HK$92,032
−HK$2,820/mo
Today · 4.125%
HK$94,852
baseline
▲ 0.50% · 4.625%
HK$100,624
+HK$5,772/mo
Deposit HK$19.57M · loan HK$19.57M · min. income ≈ HK$189,704/mo (50% DSR)
Upfront cash ≈ HK$21.23M (deposit + AVD stamp duty HK$1,663,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,296
−HK$5,364/mo
▼ 0.25% · 3.875%
HK$101,959
−HK$2,701/mo
Today · 4.125%
HK$104,660
baseline
▲ 0.50% · 4.625%
HK$110,177
+HK$5,517/mo
Deposit HK$19.57M · loan HK$19.57M · min. income ≈ HK$209,320/mo (50% DSR)
Upfront cash ≈ HK$21.23M (deposit + AVD stamp duty HK$1,663,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,106
−HK$6,717/mo
▼ 0.25% · 3.875%
HK$110,438
−HK$3,385/mo
Today · 4.125%
HK$113,823
baseline
▲ 0.50% · 4.625%
HK$120,749
+HK$6,926/mo
Deposit HK$15.66M · loan HK$23.49M · min. income ≈ HK$227,646/mo (50% DSR)
Upfront cash ≈ HK$17.32M (deposit + AVD stamp duty HK$1,663,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,155
−HK$6,437/mo
▼ 0.25% · 3.875%
HK$122,350
−HK$3,242/mo
Today · 4.125%
HK$125,592
baseline
▲ 0.50% · 4.625%
HK$132,212
+HK$6,620/mo
Deposit HK$15.66M · loan HK$23.49M · min. income ≈ HK$251,184/mo (50% DSR)
Upfront cash ≈ HK$17.32M (deposit + AVD stamp duty HK$1,663,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,957
−HK$7,836/mo
▼ 0.25% · 3.875%
HK$128,844
−HK$3,949/mo
Today · 4.125%
HK$132,793
baseline
▲ 0.50% · 4.625%
HK$140,873
+HK$8,080/mo
Deposit HK$11.74M · loan HK$27.40M · min. income ≈ HK$265,586/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,663,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,014
−HK$7,510/mo
▼ 0.25% · 3.875%
HK$142,742
−HK$3,782/mo
Today · 4.125%
HK$146,524
baseline
▲ 0.50% · 4.625%
HK$154,248
+HK$7,724/mo
Deposit HK$11.74M · loan HK$27.40M · min. income ≈ HK$293,048/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,663,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,660
−HK$10,074/mo
▼ 0.25% · 3.875%
HK$165,657
−HK$5,077/mo
Today · 4.125%
HK$170,734
baseline
▲ 0.50% · 4.625%
HK$181,123
+HK$10,389/mo
Deposit HK$3.91M · loan HK$35.23M · min. income ≈ HK$341,468/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$1,663,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,732
−HK$9,656/mo
▼ 0.25% · 3.875%
HK$183,526
−HK$4,862/mo
Today · 4.125%
HK$188,388
baseline
▲ 0.50% · 4.625%
HK$198,319
+HK$9,931/mo
Deposit HK$3.91M · loan HK$35.23M · min. income ≈ HK$376,776/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$1,663,563 · Scale 2, in force from 26 Feb 2026)