LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,261
−HK$5,597/mo
▼ 0.25% · 3.875%
HK$92,037
−HK$2,821/mo
Today · 4.125%
HK$94,858
baseline
▲ 0.50% · 4.625%
HK$100,630
+HK$5,772/mo
Deposit HK$19.57M · loan HK$19.57M · min. income ≈ HK$189,716/mo (50% DSR)
Upfront cash ≈ HK$21.24M (deposit + AVD stamp duty HK$1,663,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,301
−HK$5,365/mo
▼ 0.25% · 3.875%
HK$101,965
−HK$2,701/mo
Today · 4.125%
HK$104,666
baseline
▲ 0.50% · 4.625%
HK$110,184
+HK$5,518/mo
Deposit HK$19.57M · loan HK$19.57M · min. income ≈ HK$209,332/mo (50% DSR)
Upfront cash ≈ HK$21.24M (deposit + AVD stamp duty HK$1,663,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,113
−HK$6,717/mo
▼ 0.25% · 3.875%
HK$110,444
−HK$3,386/mo
Today · 4.125%
HK$113,830
baseline
▲ 0.50% · 4.625%
HK$120,756
+HK$6,926/mo
Deposit HK$15.66M · loan HK$23.49M · min. income ≈ HK$227,660/mo (50% DSR)
Upfront cash ≈ HK$17.32M (deposit + AVD stamp duty HK$1,663,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,162
−HK$6,438/mo
▼ 0.25% · 3.875%
HK$122,358
−HK$3,242/mo
Today · 4.125%
HK$125,600
baseline
▲ 0.50% · 4.625%
HK$132,220
+HK$6,620/mo
Deposit HK$15.66M · loan HK$23.49M · min. income ≈ HK$251,200/mo (50% DSR)
Upfront cash ≈ HK$17.32M (deposit + AVD stamp duty HK$1,663,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,965
−HK$7,836/mo
▼ 0.25% · 3.875%
HK$128,852
−HK$3,949/mo
Today · 4.125%
HK$132,801
baseline
▲ 0.50% · 4.625%
HK$140,882
+HK$8,081/mo
Deposit HK$11.74M · loan HK$27.40M · min. income ≈ HK$265,602/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,663,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,022
−HK$7,511/mo
▼ 0.25% · 3.875%
HK$142,751
−HK$3,782/mo
Today · 4.125%
HK$146,533
baseline
▲ 0.50% · 4.625%
HK$154,257
+HK$7,724/mo
Deposit HK$11.74M · loan HK$27.40M · min. income ≈ HK$293,066/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,663,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,669
−HK$10,075/mo
▼ 0.25% · 3.875%
HK$165,667
−HK$5,077/mo
Today · 4.125%
HK$170,744
baseline
▲ 0.50% · 4.625%
HK$181,134
+HK$10,390/mo
Deposit HK$3.91M · loan HK$35.23M · min. income ≈ HK$341,488/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$1,663,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,743
−HK$9,657/mo
▼ 0.25% · 3.875%
HK$183,536
−HK$4,864/mo
Today · 4.125%
HK$188,400
baseline
▲ 0.50% · 4.625%
HK$198,330
+HK$9,930/mo
Deposit HK$3.91M · loan HK$35.23M · min. income ≈ HK$376,800/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$1,663,662 · Scale 2, in force from 26 Feb 2026)