LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,268
−HK$5,598/mo
▼ 0.25% · 3.875%
HK$92,045
−HK$2,821/mo
Today · 4.125%
HK$94,866
baseline
▲ 0.50% · 4.625%
HK$100,639
+HK$5,773/mo
Deposit HK$19.57M · loan HK$19.57M · min. income ≈ HK$189,732/mo (50% DSR)
Upfront cash ≈ HK$21.24M (deposit + AVD stamp duty HK$1,663,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,310
−HK$5,366/mo
▼ 0.25% · 3.875%
HK$101,974
−HK$2,702/mo
Today · 4.125%
HK$104,676
baseline
▲ 0.50% · 4.625%
HK$110,193
+HK$5,517/mo
Deposit HK$19.57M · loan HK$19.57M · min. income ≈ HK$209,352/mo (50% DSR)
Upfront cash ≈ HK$21.24M (deposit + AVD stamp duty HK$1,663,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,122
−HK$6,718/mo
▼ 0.25% · 3.875%
HK$110,454
−HK$3,386/mo
Today · 4.125%
HK$113,840
baseline
▲ 0.50% · 4.625%
HK$120,766
+HK$6,926/mo
Deposit HK$15.66M · loan HK$23.49M · min. income ≈ HK$227,680/mo (50% DSR)
Upfront cash ≈ HK$17.32M (deposit + AVD stamp duty HK$1,663,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,172
−HK$6,439/mo
▼ 0.25% · 3.875%
HK$122,368
−HK$3,243/mo
Today · 4.125%
HK$125,611
baseline
▲ 0.50% · 4.625%
HK$132,232
+HK$6,621/mo
Deposit HK$15.66M · loan HK$23.49M · min. income ≈ HK$251,222/mo (50% DSR)
Upfront cash ≈ HK$17.32M (deposit + AVD stamp duty HK$1,663,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,976
−HK$7,837/mo
▼ 0.25% · 3.875%
HK$128,863
−HK$3,950/mo
Today · 4.125%
HK$132,813
baseline
▲ 0.50% · 4.625%
HK$140,894
+HK$8,081/mo
Deposit HK$11.74M · loan HK$27.40M · min. income ≈ HK$265,626/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,663,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,034
−HK$7,512/mo
▼ 0.25% · 3.875%
HK$142,763
−HK$3,783/mo
Today · 4.125%
HK$146,546
baseline
▲ 0.50% · 4.625%
HK$154,271
+HK$7,725/mo
Deposit HK$11.74M · loan HK$27.40M · min. income ≈ HK$293,092/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,663,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,683
−HK$10,076/mo
▼ 0.25% · 3.875%
HK$165,681
−HK$5,078/mo
Today · 4.125%
HK$170,759
baseline
▲ 0.50% · 4.625%
HK$181,150
+HK$10,391/mo
Deposit HK$3.91M · loan HK$35.23M · min. income ≈ HK$341,518/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$1,663,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,758
−HK$9,658/mo
▼ 0.25% · 3.875%
HK$183,553
−HK$4,863/mo
Today · 4.125%
HK$188,416
baseline
▲ 0.50% · 4.625%
HK$198,348
+HK$9,932/mo
Deposit HK$3.91M · loan HK$35.23M · min. income ≈ HK$376,832/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$1,663,808 · Scale 2, in force from 26 Feb 2026)