LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,272
−HK$5,598/mo
▼ 0.25% · 3.875%
HK$92,049
−HK$2,821/mo
Today · 4.125%
HK$94,870
baseline
▲ 0.50% · 4.625%
HK$100,643
+HK$5,773/mo
Deposit HK$19.58M · loan HK$19.58M · min. income ≈ HK$189,740/mo (50% DSR)
Upfront cash ≈ HK$21.24M (deposit + AVD stamp duty HK$1,663,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,314
−HK$5,366/mo
▼ 0.25% · 3.875%
HK$101,978
−HK$2,702/mo
Today · 4.125%
HK$104,680
baseline
▲ 0.50% · 4.625%
HK$110,198
+HK$5,518/mo
Deposit HK$19.58M · loan HK$19.58M · min. income ≈ HK$209,360/mo (50% DSR)
Upfront cash ≈ HK$21.24M (deposit + AVD stamp duty HK$1,663,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,127
−HK$6,717/mo
▼ 0.25% · 3.875%
HK$110,459
−HK$3,385/mo
Today · 4.125%
HK$113,844
baseline
▲ 0.50% · 4.625%
HK$120,772
+HK$6,928/mo
Deposit HK$15.66M · loan HK$23.49M · min. income ≈ HK$227,688/mo (50% DSR)
Upfront cash ≈ HK$17.32M (deposit + AVD stamp duty HK$1,663,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,177
−HK$6,439/mo
▼ 0.25% · 3.875%
HK$122,374
−HK$3,242/mo
Today · 4.125%
HK$125,616
baseline
▲ 0.50% · 4.625%
HK$132,237
+HK$6,621/mo
Deposit HK$15.66M · loan HK$23.49M · min. income ≈ HK$251,232/mo (50% DSR)
Upfront cash ≈ HK$17.32M (deposit + AVD stamp duty HK$1,663,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,981
−HK$7,837/mo
▼ 0.25% · 3.875%
HK$128,869
−HK$3,949/mo
Today · 4.125%
HK$132,818
baseline
▲ 0.50% · 4.625%
HK$140,900
+HK$8,082/mo
Deposit HK$11.75M · loan HK$27.41M · min. income ≈ HK$265,636/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,663,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,040
−HK$7,512/mo
▼ 0.25% · 3.875%
HK$142,769
−HK$3,783/mo
Today · 4.125%
HK$146,552
baseline
▲ 0.50% · 4.625%
HK$154,277
+HK$7,725/mo
Deposit HK$11.75M · loan HK$27.41M · min. income ≈ HK$293,104/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,663,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,690
−HK$10,077/mo
▼ 0.25% · 3.875%
HK$165,688
−HK$5,079/mo
Today · 4.125%
HK$170,767
baseline
▲ 0.50% · 4.625%
HK$181,157
+HK$10,390/mo
Deposit HK$3.92M · loan HK$35.24M · min. income ≈ HK$341,534/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$1,663,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,766
−HK$9,658/mo
▼ 0.25% · 3.875%
HK$183,560
−HK$4,864/mo
Today · 4.125%
HK$188,424
baseline
▲ 0.50% · 4.625%
HK$198,356
+HK$9,932/mo
Deposit HK$3.92M · loan HK$35.24M · min. income ≈ HK$376,848/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$1,663,878 · Scale 2, in force from 26 Feb 2026)