LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,273
−HK$5,598/mo
▼ 0.25% · 3.875%
HK$92,049
−HK$2,822/mo
Today · 4.125%
HK$94,871
baseline
▲ 0.50% · 4.625%
HK$100,643
+HK$5,772/mo
Deposit HK$19.58M · loan HK$19.58M · min. income ≈ HK$189,742/mo (50% DSR)
Upfront cash ≈ HK$21.24M (deposit + AVD stamp duty HK$1,663,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,315
−HK$5,365/mo
▼ 0.25% · 3.875%
HK$101,978
−HK$2,702/mo
Today · 4.125%
HK$104,680
baseline
▲ 0.50% · 4.625%
HK$110,198
+HK$5,518/mo
Deposit HK$19.58M · loan HK$19.58M · min. income ≈ HK$209,360/mo (50% DSR)
Upfront cash ≈ HK$21.24M (deposit + AVD stamp duty HK$1,663,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,127
−HK$6,718/mo
▼ 0.25% · 3.875%
HK$110,459
−HK$3,386/mo
Today · 4.125%
HK$113,845
baseline
▲ 0.50% · 4.625%
HK$120,772
+HK$6,927/mo
Deposit HK$15.66M · loan HK$23.49M · min. income ≈ HK$227,690/mo (50% DSR)
Upfront cash ≈ HK$17.32M (deposit + AVD stamp duty HK$1,663,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,178
−HK$6,439/mo
▼ 0.25% · 3.875%
HK$122,374
−HK$3,243/mo
Today · 4.125%
HK$125,617
baseline
▲ 0.50% · 4.625%
HK$132,238
+HK$6,621/mo
Deposit HK$15.66M · loan HK$23.49M · min. income ≈ HK$251,234/mo (50% DSR)
Upfront cash ≈ HK$17.32M (deposit + AVD stamp duty HK$1,663,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,982
−HK$7,837/mo
▼ 0.25% · 3.875%
HK$128,869
−HK$3,950/mo
Today · 4.125%
HK$132,819
baseline
▲ 0.50% · 4.625%
HK$140,901
+HK$8,082/mo
Deposit HK$11.75M · loan HK$27.41M · min. income ≈ HK$265,638/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,663,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,041
−HK$7,512/mo
▼ 0.25% · 3.875%
HK$142,770
−HK$3,783/mo
Today · 4.125%
HK$146,553
baseline
▲ 0.50% · 4.625%
HK$154,278
+HK$7,725/mo
Deposit HK$11.75M · loan HK$27.41M · min. income ≈ HK$293,106/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,663,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,691
−HK$10,076/mo
▼ 0.25% · 3.875%
HK$165,689
−HK$5,078/mo
Today · 4.125%
HK$170,767
baseline
▲ 0.50% · 4.625%
HK$181,158
+HK$10,391/mo
Deposit HK$3.92M · loan HK$35.24M · min. income ≈ HK$341,534/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$1,663,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,767
−HK$9,658/mo
▼ 0.25% · 3.875%
HK$183,561
−HK$4,864/mo
Today · 4.125%
HK$188,425
baseline
▲ 0.50% · 4.625%
HK$198,357
+HK$9,932/mo
Deposit HK$3.92M · loan HK$35.24M · min. income ≈ HK$376,850/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$1,663,884 · Scale 2, in force from 26 Feb 2026)