LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,308
−HK$5,601/mo
▼ 0.25% · 3.875%
HK$92,086
−HK$2,823/mo
Today · 4.125%
HK$94,909
baseline
▲ 0.50% · 4.625%
HK$100,684
+HK$5,775/mo
Deposit HK$19.58M · loan HK$19.58M · min. income ≈ HK$189,818/mo (50% DSR)
Upfront cash ≈ HK$21.25M (deposit + AVD stamp duty HK$1,664,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,355
−HK$5,367/mo
▼ 0.25% · 3.875%
HK$102,019
−HK$2,703/mo
Today · 4.125%
HK$104,722
baseline
▲ 0.50% · 4.625%
HK$110,243
+HK$5,521/mo
Deposit HK$19.58M · loan HK$19.58M · min. income ≈ HK$209,444/mo (50% DSR)
Upfront cash ≈ HK$21.25M (deposit + AVD stamp duty HK$1,664,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,170
−HK$6,721/mo
▼ 0.25% · 3.875%
HK$110,504
−HK$3,387/mo
Today · 4.125%
HK$113,891
baseline
▲ 0.50% · 4.625%
HK$120,821
+HK$6,930/mo
Deposit HK$15.67M · loan HK$23.50M · min. income ≈ HK$227,782/mo (50% DSR)
Upfront cash ≈ HK$17.33M (deposit + AVD stamp duty HK$1,664,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,226
−HK$6,441/mo
▼ 0.25% · 3.875%
HK$122,423
−HK$3,244/mo
Today · 4.125%
HK$125,667
baseline
▲ 0.50% · 4.625%
HK$132,291
+HK$6,624/mo
Deposit HK$15.67M · loan HK$23.50M · min. income ≈ HK$251,334/mo (50% DSR)
Upfront cash ≈ HK$17.33M (deposit + AVD stamp duty HK$1,664,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,032
−HK$7,840/mo
▼ 0.25% · 3.875%
HK$128,921
−HK$3,951/mo
Today · 4.125%
HK$132,872
baseline
▲ 0.50% · 4.625%
HK$140,957
+HK$8,085/mo
Deposit HK$11.75M · loan HK$27.42M · min. income ≈ HK$265,744/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,664,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,097
−HK$7,514/mo
▼ 0.25% · 3.875%
HK$142,827
−HK$3,784/mo
Today · 4.125%
HK$146,611
baseline
▲ 0.50% · 4.625%
HK$154,340
+HK$7,729/mo
Deposit HK$11.75M · loan HK$27.42M · min. income ≈ HK$293,222/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,664,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,755
−HK$10,081/mo
▼ 0.25% · 3.875%
HK$165,755
−HK$5,081/mo
Today · 4.125%
HK$170,836
baseline
▲ 0.50% · 4.625%
HK$181,231
+HK$10,395/mo
Deposit HK$3.92M · loan HK$35.25M · min. income ≈ HK$341,672/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$1,664,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,838
−HK$9,662/mo
▼ 0.25% · 3.875%
HK$183,635
−HK$4,865/mo
Today · 4.125%
HK$188,500
baseline
▲ 0.50% · 4.625%
HK$198,437
+HK$9,937/mo
Deposit HK$3.92M · loan HK$35.25M · min. income ≈ HK$377,000/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$1,664,553 · Scale 2, in force from 26 Feb 2026)