LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,315
−HK$5,601/mo
▼ 0.25% · 3.875%
HK$92,093
−HK$2,823/mo
Today · 4.125%
HK$94,916
baseline
▲ 0.50% · 4.625%
HK$100,691
+HK$5,775/mo
Deposit HK$19.58M · loan HK$19.58M · min. income ≈ HK$189,832/mo (50% DSR)
Upfront cash ≈ HK$21.25M (deposit + AVD stamp duty HK$1,664,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,362
−HK$5,368/mo
▼ 0.25% · 3.875%
HK$102,027
−HK$2,703/mo
Today · 4.125%
HK$104,730
baseline
▲ 0.50% · 4.625%
HK$110,251
+HK$5,521/mo
Deposit HK$19.58M · loan HK$19.58M · min. income ≈ HK$209,460/mo (50% DSR)
Upfront cash ≈ HK$21.25M (deposit + AVD stamp duty HK$1,664,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,178
−HK$6,721/mo
▼ 0.25% · 3.875%
HK$110,512
−HK$3,387/mo
Today · 4.125%
HK$113,899
baseline
▲ 0.50% · 4.625%
HK$120,829
+HK$6,930/mo
Deposit HK$15.67M · loan HK$23.50M · min. income ≈ HK$227,798/mo (50% DSR)
Upfront cash ≈ HK$17.33M (deposit + AVD stamp duty HK$1,664,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,234
−HK$6,442/mo
▼ 0.25% · 3.875%
HK$122,432
−HK$3,244/mo
Today · 4.125%
HK$125,676
baseline
▲ 0.50% · 4.625%
HK$132,301
+HK$6,625/mo
Deposit HK$15.67M · loan HK$23.50M · min. income ≈ HK$251,352/mo (50% DSR)
Upfront cash ≈ HK$17.33M (deposit + AVD stamp duty HK$1,664,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,041
−HK$7,841/mo
▼ 0.25% · 3.875%
HK$128,930
−HK$3,952/mo
Today · 4.125%
HK$132,882
baseline
▲ 0.50% · 4.625%
HK$140,968
+HK$8,086/mo
Deposit HK$11.75M · loan HK$27.42M · min. income ≈ HK$265,764/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,664,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,107
−HK$7,515/mo
▼ 0.25% · 3.875%
HK$142,837
−HK$3,785/mo
Today · 4.125%
HK$146,622
baseline
▲ 0.50% · 4.625%
HK$154,351
+HK$7,729/mo
Deposit HK$11.75M · loan HK$27.42M · min. income ≈ HK$293,244/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,664,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,767
−HK$10,081/mo
▼ 0.25% · 3.875%
HK$165,768
−HK$5,080/mo
Today · 4.125%
HK$170,848
baseline
▲ 0.50% · 4.625%
HK$181,244
+HK$10,396/mo
Deposit HK$3.92M · loan HK$35.25M · min. income ≈ HK$341,696/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$1,664,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,851
−HK$9,663/mo
▼ 0.25% · 3.875%
HK$183,648
−HK$4,866/mo
Today · 4.125%
HK$188,514
baseline
▲ 0.50% · 4.625%
HK$198,451
+HK$9,937/mo
Deposit HK$3.92M · loan HK$35.25M · min. income ≈ HK$377,028/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$1,664,674 · Scale 2, in force from 26 Feb 2026)