LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,320
−HK$5,601/mo
▼ 0.25% · 3.875%
HK$92,098
−HK$2,823/mo
Today · 4.125%
HK$94,921
baseline
▲ 0.50% · 4.625%
HK$100,697
+HK$5,776/mo
Deposit HK$19.59M · loan HK$19.59M · min. income ≈ HK$189,842/mo (50% DSR)
Upfront cash ≈ HK$21.25M (deposit + AVD stamp duty HK$1,664,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,368
−HK$5,368/mo
▼ 0.25% · 3.875%
HK$102,033
−HK$2,703/mo
Today · 4.125%
HK$104,736
baseline
▲ 0.50% · 4.625%
HK$110,257
+HK$5,521/mo
Deposit HK$19.59M · loan HK$19.59M · min. income ≈ HK$209,472/mo (50% DSR)
Upfront cash ≈ HK$21.25M (deposit + AVD stamp duty HK$1,664,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,184
−HK$6,721/mo
▼ 0.25% · 3.875%
HK$110,518
−HK$3,387/mo
Today · 4.125%
HK$113,905
baseline
▲ 0.50% · 4.625%
HK$120,836
+HK$6,931/mo
Deposit HK$15.67M · loan HK$23.50M · min. income ≈ HK$227,810/mo (50% DSR)
Upfront cash ≈ HK$17.33M (deposit + AVD stamp duty HK$1,664,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,241
−HK$6,442/mo
▼ 0.25% · 3.875%
HK$122,439
−HK$3,244/mo
Today · 4.125%
HK$125,683
baseline
▲ 0.50% · 4.625%
HK$132,308
+HK$6,625/mo
Deposit HK$15.67M · loan HK$23.50M · min. income ≈ HK$251,366/mo (50% DSR)
Upfront cash ≈ HK$17.33M (deposit + AVD stamp duty HK$1,664,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,048
−HK$7,842/mo
▼ 0.25% · 3.875%
HK$128,938
−HK$3,952/mo
Today · 4.125%
HK$132,890
baseline
▲ 0.50% · 4.625%
HK$140,976
+HK$8,086/mo
Deposit HK$11.75M · loan HK$27.42M · min. income ≈ HK$265,780/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,664,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,115
−HK$7,516/mo
▼ 0.25% · 3.875%
HK$142,846
−HK$3,785/mo
Today · 4.125%
HK$146,631
baseline
▲ 0.50% · 4.625%
HK$154,360
+HK$7,729/mo
Deposit HK$11.75M · loan HK$27.42M · min. income ≈ HK$293,262/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,664,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,776
−HK$10,082/mo
▼ 0.25% · 3.875%
HK$165,777
−HK$5,081/mo
Today · 4.125%
HK$170,858
baseline
▲ 0.50% · 4.625%
HK$181,254
+HK$10,396/mo
Deposit HK$3.92M · loan HK$35.25M · min. income ≈ HK$341,716/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$1,664,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,862
−HK$9,663/mo
▼ 0.25% · 3.875%
HK$183,659
−HK$4,866/mo
Today · 4.125%
HK$188,525
baseline
▲ 0.50% · 4.625%
HK$198,462
+HK$9,937/mo
Deposit HK$3.92M · loan HK$35.25M · min. income ≈ HK$377,050/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$1,664,769 · Scale 2, in force from 26 Feb 2026)