LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,331
−HK$5,602/mo
▼ 0.25% · 3.875%
HK$92,110
−HK$2,823/mo
Today · 4.125%
HK$94,933
baseline
▲ 0.50% · 4.625%
HK$100,710
+HK$5,777/mo
Deposit HK$19.59M · loan HK$19.59M · min. income ≈ HK$189,866/mo (50% DSR)
Upfront cash ≈ HK$21.25M (deposit + AVD stamp duty HK$1,664,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,380
−HK$5,369/mo
▼ 0.25% · 3.875%
HK$102,046
−HK$2,703/mo
Today · 4.125%
HK$104,749
baseline
▲ 0.50% · 4.625%
HK$110,271
+HK$5,522/mo
Deposit HK$19.59M · loan HK$19.59M · min. income ≈ HK$209,498/mo (50% DSR)
Upfront cash ≈ HK$21.25M (deposit + AVD stamp duty HK$1,664,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,198
−HK$6,722/mo
▼ 0.25% · 3.875%
HK$110,532
−HK$3,388/mo
Today · 4.125%
HK$113,920
baseline
▲ 0.50% · 4.625%
HK$120,852
+HK$6,932/mo
Deposit HK$15.67M · loan HK$23.51M · min. income ≈ HK$227,840/mo (50% DSR)
Upfront cash ≈ HK$17.34M (deposit + AVD stamp duty HK$1,664,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,256
−HK$6,443/mo
▼ 0.25% · 3.875%
HK$122,455
−HK$3,244/mo
Today · 4.125%
HK$125,699
baseline
▲ 0.50% · 4.625%
HK$132,325
+HK$6,626/mo
Deposit HK$15.67M · loan HK$23.51M · min. income ≈ HK$251,398/mo (50% DSR)
Upfront cash ≈ HK$17.34M (deposit + AVD stamp duty HK$1,664,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,064
−HK$7,842/mo
▼ 0.25% · 3.875%
HK$128,954
−HK$3,952/mo
Today · 4.125%
HK$132,906
baseline
▲ 0.50% · 4.625%
HK$140,994
+HK$8,088/mo
Deposit HK$11.75M · loan HK$27.42M · min. income ≈ HK$265,812/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,664,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,132
−HK$7,517/mo
▼ 0.25% · 3.875%
HK$142,864
−HK$3,785/mo
Today · 4.125%
HK$146,649
baseline
▲ 0.50% · 4.625%
HK$154,379
+HK$7,730/mo
Deposit HK$11.75M · loan HK$27.42M · min. income ≈ HK$293,298/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,664,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,796
−HK$10,084/mo
▼ 0.25% · 3.875%
HK$165,798
−HK$5,082/mo
Today · 4.125%
HK$170,880
baseline
▲ 0.50% · 4.625%
HK$181,277
+HK$10,397/mo
Deposit HK$3.92M · loan HK$35.26M · min. income ≈ HK$341,760/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$1,664,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,884
−HK$9,665/mo
▼ 0.25% · 3.875%
HK$183,682
−HK$4,867/mo
Today · 4.125%
HK$188,549
baseline
▲ 0.50% · 4.625%
HK$198,488
+HK$9,939/mo
Deposit HK$3.92M · loan HK$35.26M · min. income ≈ HK$377,098/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$1,664,980 · Scale 2, in force from 26 Feb 2026)