LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,338
−HK$5,602/mo
▼ 0.25% · 3.875%
HK$92,117
−HK$2,823/mo
Today · 4.125%
HK$94,940
baseline
▲ 0.50% · 4.625%
HK$100,717
+HK$5,777/mo
Deposit HK$19.59M · loan HK$19.59M · min. income ≈ HK$189,880/mo (50% DSR)
Upfront cash ≈ HK$21.25M (deposit + AVD stamp duty HK$1,665,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,388
−HK$5,369/mo
▼ 0.25% · 3.875%
HK$102,053
−HK$2,704/mo
Today · 4.125%
HK$104,757
baseline
▲ 0.50% · 4.625%
HK$110,279
+HK$5,522/mo
Deposit HK$19.59M · loan HK$19.59M · min. income ≈ HK$209,514/mo (50% DSR)
Upfront cash ≈ HK$21.25M (deposit + AVD stamp duty HK$1,665,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,206
−HK$6,723/mo
▼ 0.25% · 3.875%
HK$110,540
−HK$3,389/mo
Today · 4.125%
HK$113,929
baseline
▲ 0.50% · 4.625%
HK$120,861
+HK$6,932/mo
Deposit HK$15.67M · loan HK$23.51M · min. income ≈ HK$227,858/mo (50% DSR)
Upfront cash ≈ HK$17.34M (deposit + AVD stamp duty HK$1,665,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,265
−HK$6,444/mo
▼ 0.25% · 3.875%
HK$122,464
−HK$3,245/mo
Today · 4.125%
HK$125,709
baseline
▲ 0.50% · 4.625%
HK$132,335
+HK$6,626/mo
Deposit HK$15.67M · loan HK$23.51M · min. income ≈ HK$251,418/mo (50% DSR)
Upfront cash ≈ HK$17.34M (deposit + AVD stamp duty HK$1,665,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,073
−HK$7,844/mo
▼ 0.25% · 3.875%
HK$128,964
−HK$3,953/mo
Today · 4.125%
HK$132,917
baseline
▲ 0.50% · 4.625%
HK$141,004
+HK$8,087/mo
Deposit HK$11.75M · loan HK$27.43M · min. income ≈ HK$265,834/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,665,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,143
−HK$7,517/mo
▼ 0.25% · 3.875%
HK$142,875
−HK$3,785/mo
Today · 4.125%
HK$146,660
baseline
▲ 0.50% · 4.625%
HK$154,391
+HK$7,731/mo
Deposit HK$11.75M · loan HK$27.43M · min. income ≈ HK$293,320/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,665,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,809
−HK$10,084/mo
▼ 0.25% · 3.875%
HK$165,811
−HK$5,082/mo
Today · 4.125%
HK$170,893
baseline
▲ 0.50% · 4.625%
HK$181,291
+HK$10,398/mo
Deposit HK$3.92M · loan HK$35.26M · min. income ≈ HK$341,786/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$1,665,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,898
−HK$9,665/mo
▼ 0.25% · 3.875%
HK$183,696
−HK$4,867/mo
Today · 4.125%
HK$188,563
baseline
▲ 0.50% · 4.625%
HK$198,503
+HK$9,940/mo
Deposit HK$3.92M · loan HK$35.26M · min. income ≈ HK$377,126/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$1,665,107 · Scale 2, in force from 26 Feb 2026)