LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,347
−HK$5,603/mo
▼ 0.25% · 3.875%
HK$92,127
−HK$2,823/mo
Today · 4.125%
HK$94,950
baseline
▲ 0.50% · 4.625%
HK$100,728
+HK$5,778/mo
Deposit HK$19.59M · loan HK$19.59M · min. income ≈ HK$189,900/mo (50% DSR)
Upfront cash ≈ HK$21.26M (deposit + AVD stamp duty HK$1,665,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,398
−HK$5,370/mo
▼ 0.25% · 3.875%
HK$102,064
−HK$2,704/mo
Today · 4.125%
HK$104,768
baseline
▲ 0.50% · 4.625%
HK$110,291
+HK$5,523/mo
Deposit HK$19.59M · loan HK$19.59M · min. income ≈ HK$209,536/mo (50% DSR)
Upfront cash ≈ HK$21.26M (deposit + AVD stamp duty HK$1,665,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,217
−HK$6,723/mo
▼ 0.25% · 3.875%
HK$110,552
−HK$3,388/mo
Today · 4.125%
HK$113,940
baseline
▲ 0.50% · 4.625%
HK$120,873
+HK$6,933/mo
Deposit HK$15.67M · loan HK$23.51M · min. income ≈ HK$227,880/mo (50% DSR)
Upfront cash ≈ HK$17.34M (deposit + AVD stamp duty HK$1,665,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,278
−HK$6,444/mo
▼ 0.25% · 3.875%
HK$122,477
−HK$3,245/mo
Today · 4.125%
HK$125,722
baseline
▲ 0.50% · 4.625%
HK$132,349
+HK$6,627/mo
Deposit HK$15.67M · loan HK$23.51M · min. income ≈ HK$251,444/mo (50% DSR)
Upfront cash ≈ HK$17.34M (deposit + AVD stamp duty HK$1,665,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,086
−HK$7,845/mo
▼ 0.25% · 3.875%
HK$128,977
−HK$3,954/mo
Today · 4.125%
HK$132,931
baseline
▲ 0.50% · 4.625%
HK$141,019
+HK$8,088/mo
Deposit HK$11.75M · loan HK$27.43M · min. income ≈ HK$265,862/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,665,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,157
−HK$7,519/mo
▼ 0.25% · 3.875%
HK$142,890
−HK$3,786/mo
Today · 4.125%
HK$146,676
baseline
▲ 0.50% · 4.625%
HK$154,407
+HK$7,731/mo
Deposit HK$11.75M · loan HK$27.43M · min. income ≈ HK$293,352/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,665,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,825
−HK$10,086/mo
▼ 0.25% · 3.875%
HK$165,828
−HK$5,083/mo
Today · 4.125%
HK$170,911
baseline
▲ 0.50% · 4.625%
HK$181,310
+HK$10,399/mo
Deposit HK$3.92M · loan HK$35.26M · min. income ≈ HK$341,822/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$1,665,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,917
−HK$9,666/mo
▼ 0.25% · 3.875%
HK$183,715
−HK$4,868/mo
Today · 4.125%
HK$188,583
baseline
▲ 0.50% · 4.625%
HK$198,524
+HK$9,941/mo
Deposit HK$3.92M · loan HK$35.26M · min. income ≈ HK$377,166/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$1,665,282 · Scale 2, in force from 26 Feb 2026)