LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,352
−HK$5,604/mo
▼ 0.25% · 3.875%
HK$92,132
−HK$2,824/mo
Today · 4.125%
HK$94,956
baseline
▲ 0.50% · 4.625%
HK$100,733
+HK$5,777/mo
Deposit HK$19.59M · loan HK$19.59M · min. income ≈ HK$189,912/mo (50% DSR)
Upfront cash ≈ HK$21.26M (deposit + AVD stamp duty HK$1,665,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,404
−HK$5,370/mo
▼ 0.25% · 3.875%
HK$102,070
−HK$2,704/mo
Today · 4.125%
HK$104,774
baseline
▲ 0.50% · 4.625%
HK$110,297
+HK$5,523/mo
Deposit HK$19.59M · loan HK$19.59M · min. income ≈ HK$209,548/mo (50% DSR)
Upfront cash ≈ HK$21.26M (deposit + AVD stamp duty HK$1,665,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,223
−HK$6,724/mo
▼ 0.25% · 3.875%
HK$110,558
−HK$3,389/mo
Today · 4.125%
HK$113,947
baseline
▲ 0.50% · 4.625%
HK$120,880
+HK$6,933/mo
Deposit HK$15.67M · loan HK$23.51M · min. income ≈ HK$227,894/mo (50% DSR)
Upfront cash ≈ HK$17.34M (deposit + AVD stamp duty HK$1,665,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,284
−HK$6,445/mo
▼ 0.25% · 3.875%
HK$122,483
−HK$3,246/mo
Today · 4.125%
HK$125,729
baseline
▲ 0.50% · 4.625%
HK$132,356
+HK$6,627/mo
Deposit HK$15.67M · loan HK$23.51M · min. income ≈ HK$251,458/mo (50% DSR)
Upfront cash ≈ HK$17.34M (deposit + AVD stamp duty HK$1,665,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,093
−HK$7,845/mo
▼ 0.25% · 3.875%
HK$128,984
−HK$3,954/mo
Today · 4.125%
HK$132,938
baseline
▲ 0.50% · 4.625%
HK$141,027
+HK$8,089/mo
Deposit HK$11.76M · loan HK$27.43M · min. income ≈ HK$265,876/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,665,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,165
−HK$7,519/mo
▼ 0.25% · 3.875%
HK$142,897
−HK$3,787/mo
Today · 4.125%
HK$146,684
baseline
▲ 0.50% · 4.625%
HK$154,416
+HK$7,732/mo
Deposit HK$11.76M · loan HK$27.43M · min. income ≈ HK$293,368/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,665,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,834
−HK$10,086/mo
▼ 0.25% · 3.875%
HK$165,837
−HK$5,083/mo
Today · 4.125%
HK$170,920
baseline
▲ 0.50% · 4.625%
HK$181,320
+HK$10,400/mo
Deposit HK$3.92M · loan HK$35.27M · min. income ≈ HK$341,840/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$1,665,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,926
−HK$9,667/mo
▼ 0.25% · 3.875%
HK$183,725
−HK$4,868/mo
Today · 4.125%
HK$188,593
baseline
▲ 0.50% · 4.625%
HK$198,534
+HK$9,941/mo
Deposit HK$3.92M · loan HK$35.27M · min. income ≈ HK$377,186/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$1,665,372 · Scale 2, in force from 26 Feb 2026)