LTV · monthly repayment
▼ 0.50% · 3.625%
HK$89,359
−HK$5,603/mo
▼ 0.25% · 3.875%
HK$92,138
−HK$2,824/mo
Today · 4.125%
HK$94,962
baseline
▲ 0.50% · 4.625%
HK$100,741
+HK$5,779/mo
Deposit HK$19.59M · loan HK$19.59M · min. income ≈ HK$189,924/mo (50% DSR)
Upfront cash ≈ HK$21.26M (deposit + AVD stamp duty HK$1,665,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,411
−HK$5,371/mo
▼ 0.25% · 3.875%
HK$102,077
−HK$2,705/mo
Today · 4.125%
HK$104,782
baseline
▲ 0.50% · 4.625%
HK$110,305
+HK$5,523/mo
Deposit HK$19.59M · loan HK$19.59M · min. income ≈ HK$209,564/mo (50% DSR)
Upfront cash ≈ HK$21.26M (deposit + AVD stamp duty HK$1,665,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,231
−HK$6,724/mo
▼ 0.25% · 3.875%
HK$110,566
−HK$3,389/mo
Today · 4.125%
HK$113,955
baseline
▲ 0.50% · 4.625%
HK$120,889
+HK$6,934/mo
Deposit HK$15.68M · loan HK$23.51M · min. income ≈ HK$227,910/mo (50% DSR)
Upfront cash ≈ HK$17.34M (deposit + AVD stamp duty HK$1,665,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,293
−HK$6,445/mo
▼ 0.25% · 3.875%
HK$122,492
−HK$3,246/mo
Today · 4.125%
HK$125,738
baseline
▲ 0.50% · 4.625%
HK$132,366
+HK$6,628/mo
Deposit HK$15.68M · loan HK$23.51M · min. income ≈ HK$251,476/mo (50% DSR)
Upfront cash ≈ HK$17.34M (deposit + AVD stamp duty HK$1,665,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,102
−HK$7,845/mo
▼ 0.25% · 3.875%
HK$128,994
−HK$3,953/mo
Today · 4.125%
HK$132,947
baseline
▲ 0.50% · 4.625%
HK$141,037
+HK$8,090/mo
Deposit HK$11.76M · loan HK$27.43M · min. income ≈ HK$265,894/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,665,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,175
−HK$7,519/mo
▼ 0.25% · 3.875%
HK$142,908
−HK$3,786/mo
Today · 4.125%
HK$146,694
baseline
▲ 0.50% · 4.625%
HK$154,427
+HK$7,733/mo
Deposit HK$11.76M · loan HK$27.43M · min. income ≈ HK$293,388/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,665,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,846
−HK$10,086/mo
▼ 0.25% · 3.875%
HK$165,849
−HK$5,083/mo
Today · 4.125%
HK$170,932
baseline
▲ 0.50% · 4.625%
HK$181,333
+HK$10,401/mo
Deposit HK$3.92M · loan HK$35.27M · min. income ≈ HK$341,864/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$1,665,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,940
−HK$9,667/mo
▼ 0.25% · 3.875%
HK$183,739
−HK$4,868/mo
Today · 4.125%
HK$188,607
baseline
▲ 0.50% · 4.625%
HK$198,549
+HK$9,942/mo
Deposit HK$3.92M · loan HK$35.27M · min. income ≈ HK$377,214/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$1,665,494 · Scale 2, in force from 26 Feb 2026)